First Defiance Financial

Type: Public
On the web: http://www.fdef.com
Employees: 581
Employee growth: 8.4%

Named for its hometown, not its attitude, First Defiance Financial is the holding company for First Federal Bank of the Midwest, which operates more than 30 branches serving northwestern Ohio, western Indiana, and southern Michigan. The thrift offers standard deposit products including checking, savings, and money market accounts and CDs. Commercial real estate loans account for more than half of the bank's loan portfolio; commercial loans make up another quarter of all loans. The company's insurance agency subsidiary, First Insurance Group of the Midwest, which accounts for some 7% of the company's revenues, provides life insurance, property/casualty coverage, and investments.

Key numbers for fiscal year ending December, 2011:
Sales: $114.6M
One year growth: (7.2%)
Net income: $15.5M
Income growth: 91.6%

Officers:
Chairman, President, and CEO; Chairman and CEO, First Federal Bank of the Midwest: William J. (Bill) Small
EVP Operations, First Federal Bank of the Midwest: Dennis E. Rose Jr.
EVP and CFO, First Defiance Financial and First Federal Bank of the Midwest; CEO, First Insurance and Investments: Donald P. Hileman

Competitors:
Fifth Third
Huntington Bancshares
KeyCorp