GE Capital

GE Capital is the financial services unit of General Electric, one of four major units. ^[1]

GE Capital provides commercial lending and leasing, as well as a range of financial services for health care, media, communications, & entertainment, consumers, real estate, and aviation. GE Capital focuses primarily on loans and leases that it underwrites to hold on its own balance sheet rather than on generating fees by originating loans and leases, then selling them to third parties. Most of GE Capital’s commercial loans are to small and mid-sized companies, spread across multiple industries and geographies and secured by tangible assets. More than 70% of GE Capital’s loans are under $100 million. GE Capital's consumer lending activities are also diversified by product and geography, and include operations in 55 countries.^{[citation needed]}

As of Q3 2009, GE Capital had 60,000+ employees worldwide, operating in more than 55 countries, with total assets of $551B. It was rated AA+ with stable outlook by S&P.^{[citation needed]}

Key Offerings

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GE Capital's key offerings include:

Commercial Corporate financing – GE provides middle market companies with revolving credit lines, term loans, and a variety of working capital programs.

M&A and buyout financing – GE Capital provides financing for merger, acquisition and buyout activity.

Restructuring finance – Ge Capital provides financing to support companies that need to restructure corporate debt or reorganize under bankruptcy court protection.

Equipment leasing and lending

Franchise financing – For single or multi-unit operators/chains of restaurants and limited-service hotels, Ge Capital offers financing for acquisitions, refinancing, construction of new units and remodels.

Inventory finance

Fleet services

Commercial aviation – GE Capital offers fleet, financing, and productivity solutions for the global aviation industry.

Commercial real estate – Offerings include a broad spectrum of financing, equity, asset management and investment management. Customers include real estate investors, brokers, borrowers, owner operators, institutional investors and tenants.

Healthcare finance – GE Capital provides equipment, real estate and working capital financing for the global healthcare industry.

Energy finance – GE Capita; invests equity, debt and venture capital in key global growth markets, focusing on: Renewables, Power, transmission & distribution, Oil & gas, and Midstream.

Consumer

Private label credit cards and bank cards

Home, personal and vehicle loans

Savings & deposits

Other services – These include debt consolidation and small and medium enterprise lending.

References

1. ^ GE restructures to streamline businesses - Forbes.com

External links

• GE Capital Homepage

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