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net interest margin=(Income interest-Expense interest)/average earning assets net spread=Income interest/average earning assets - Expense interest/average deposits and other funds
Net credit margin is net interest income minus net credit losses, as a percentage of average managed outstanding balances
I have the published financial statements of commercia banks, I would like to identify the elements used to calculate the 'net interest margin' Thanks
Perhaps you know
You take the Earning before interest and taxes (EBIT)/sales=Operating profit margin