no-fault

1. Of, indicating, or being a system of motor vehicle insurance in which accident victims are compensated by their insurance companies without assignment of blame.
2. Law. Of, indicating, or being a type of divorce in which blame is assigned to neither party.

Concept used in divorce law and automobile insurance whereby the parties involved are not required to prove blame in an action. The concept recognizes irreconcilable differences as a basis for divorce. In automobile insurance, the accident victim collects directly from his or her own insurance company for medical and hospital expenses, regardless of who was at fault. No-fault statutes vary widely among states that have them. No-fault automobile insurance typically contains provisions aimed at discouraging frivolous lawsuits.

A system of Insurance where all persons who are insured in an automobile accident may be compensated for any injuries resulting therefrom, without regard to who was at fault.

A kind of automobile insurance that provides that each driver must collect the allowable amount of money from his or her own insurance carrier subsequent to an accident regardless of who was at fault.

No-fault insurance is required by statute in a number of states.

The term no fault is also used colloquially in reference to a type of divorce in which a marriage can be dissolved on the basis of irretrievable breakdown or irreconcilable differences, without a requirement that either party prove that the spouse was guilty of any misconduct causing the end of the marriage.

See: automobiles.