Noninsured Driver

Operator with no liability insurance. If a noninsured driver hits another car, the victim sometimes has no recourse against the driver. For this reason, many motorists carry uninsured motorist coverage , an endorsement to the personalautomobile policy (pap) that covers them if they are involved in a collision with a driver without liability insurance. Some states also maintain an unsatisfied judgment fund to pay claims to innocent victims of automobile accidents.

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