Operations
An in–house staff of individuals with extensive experience in all related industries will comprise the operational team. These individuals will have, at a minimum, the following expertise:
- Extensive knowledge of the Mortgage Brokerage industry, including expertise in all affiliated industries;
- Total competence in the loan closing process;
- Extensive training in customer satisfaction methodologies, project management, and extensive experience working one–on–one in a customer oriented environment;
- Debt negotiation, credit counseling and repair expertise; and
- A solid grasp of technology, including how to effectively use the Internet and more specifically how to use the Valuable Mortgage web site to accomplish business goals.
Management Summary
The company's management team consists of three highly skilled individuals. Individually these people have extensive expertise in all the various aspects of Valuable Mortgage's business, and as a team they represent a level of business acumen and personal integrity that is rarely seen in the industry today.
The three management team members include:
- President and CEO—Matt O'Neal: From 1989 to present, Mr. O'Neal has worked in the financial services industry, with a primary focus in the mortgage industry from. Mr. O'Neal has had extensive responsibilities, including the acquisition of investors for second trust deeds, management of the investment strategy, and management of the A paper investors. Technically, Mr. O'Neal has a background in systems integration and telecommunications, and has designed and implemented many large customer and process oriented implementations both in and out of the mortgage industry.
- Vice President, Business Development—Matt Jones: Mr. Jones is the founder and President of Jones & Wiaduck Financial Inc., a financial services consulting and trading firm. Mr. Jones has over 10 years experience in the financial services industry and holds a series 7 license. From 1984 to 1989, Mr. Jones was Vice President in charge of business development for CashCow Solutions, a company that provides back–office processing and software development for broker/dealers. In 1989-91, Mr. Jones was an account executive with Dean Witter Reynolds. Mr. Jones holds a Bachelor of Science degree in Business Management.
- Vice President Finance & Marketing—Jim Williams: Following the achievement of a B.A. from University of Dallas, Mr. Williams joined a mortgage brokerage firm where for three and a half years he maintained top producer status, generating over $30 million in home loans. Mr. Williams went on to successfully start his own mortgage company with the focus on streamlining the home buying and loan origination process. Mr. Williams has in–depth knowledge of the mortgage industry and what is required to successfully manage the mortgage process. Mr. Williams co–founded Valuable Mortgage and has been instrumental in its marketing, creative, direction, fundraising, and growth.
Statement of Staffing and Salaries—year One
