Any lender has the right to sue regardless of the reason if you choose not to pay them back. Leaving a state where you took a payday loan is not a reason for a payday lender to sue you - not paying them back is.

Payday loans do hold a legal status however it depends on the states. We all know for a fact that there are rules before you can get a loan from a money lender or even a licensed money lender and that same goes for Payday loan.

Actually it is not easy to get apply for a payday loan without having a bank account. It is not like any other loan where a money lender can easily assist you. However you can try consulting payday lender offices.

A payday lender is one that will lend you a relatively small amount of cash, and in turn, charge a high interest rate. They will typically withdraw the money on a set schedule, on the day you get paid.

No.

If you were not approved for the loan, no loan was made and therefore you don't have any responsibility to the lender.