Peoples Financial Corporation

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Peoples Financial Corporation

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(NASDAQ:PFBX)
Contact Information
Peoples Financial Corporation
152 Lameuse St.
Biloxi, MS 39530
MS Tel. 228-435-5511
Fax 228-435-8418

Type: Public
On the web: http://www.thepeoples.com
Employees: 183
Employee growth: (6.6%)

Peoples Financial helps people with their money. The company owns The Peoples Bank, which operates more than 15 branches along the Mississippi Gulf Coast. The bank offers traditional checking and savings products. Real estate mortgages make up about nearly 65% of its loan portfolio, which also includes business, construction, and personal loans. Other offerings include fixed-rate mortgages, and asset management and trust services. Peoples caters to individuals and middle-market businesses in industries such as seafood, retail, hospitality, gaming, and construction. Chairman and CEO Chevis Swetman owns about 16% of the bank; his family has had an interest in the bank since its inception in 1896.

Key numbers for fiscal year ending December, 2011:
Sales: $34.9M
One year growth: (12.3%)
Net income: $1.2M
Income growth: (19.0%)

Officers:
Chairman, President, and CEO, Peoples Financial and The Peoples Bank: Chevis C. Swetman
CFO and Controller; SVP and Cashier, The Peoples Bank: Banks & Credit Unions

Competitors:
BancorpSouth
Hancock Holding

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