The ultimate goal of a smart and realistic budget is to ensure that your expenses do not exceed your income.

losing ten pounds in two days

To set up a personal goal you must simply set yourself a realistic goal for a certain date. Then you must work towards that goal.

There shouldn't be a consequence if the goal set is realistic! The problem people run into is setting unrealistic goals. A goal that is unrealistic can ruin someones self esteem!

The goal of the personnel responsible for setting standard costs is to provide realistic standards. Only standards perceived to be reasonable are likely to motivate workers to adhere to what is prescribed.