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AAA home insurance cover for stolen items?

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2013-12-05 01:19:53
2013-12-05 01:19:53

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No, Your home insurance policy is specific to the named insured(s) property and contents if covered.


I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.


Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.


Yes, if it is personal items not attached to the vehicle that is stolen (such as a laptop). If it attached to the vehicle (stereo, tires) it would go under the auto insurance policy. Also, the items must be owned by the policyholder.


It will likely cover up to $200. Good Luck.


It is a home you are buying to rent out, and you are only wanting insurance to cover the property not items



Some homeowners may pay for theft for those staying in their home. Many homeowners insurance policies cover theft inside the home and the policy can be used to replace stolen items.


Home Buyers Insurance is similar to Home Owners Insurance as they both offer protection and coverage for the physical home as well as costly items inside such as electronics and appliances but only if the additional items are recorded being on the property.


Content house insurance covers the items, or content, of the home itself. It does not cover the home as a structure and you will need separate insurance for that.


If the items are scheduled on your homeowners insurance policy for coverage, the items belong to you and the garage is the same one at the insured home, then you should have no problem with coverage.


No. Warranty covers flaws in the products. Something getting stolen isn't a flaw in the product. Stolen items might be covered by your home insurance.


Buildings contents insurance is a type of insurance you can get and it will cover the items you have in your home or building. Coverage will include fire, water and theft.


It depends on whether you have "off premises" property coverage on your policy and then what household items were stolen.


You need to read your home policy or just call your agent. It depends on what was stolen and how much. Your home policy typically covers up to a certain limit on your home policy.


No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.


Usually. Just read your policy if you can't trust your agent.


generally yes. you would be covered for off premise theft. the claim would be subject to your deductible and depreciation. the depreciation could be recovered if you have full replacement on your policy for contents, once the items are replaced.


Business contents insurance works in the same way as your home contents insurance but the items in your business premises are covered instead of those in your home. The exact details of what is covered varies from provider to provider and depends on what level of cover you choose.


Yes, It is always a good idea to keep your stuff inside.



Homeowners Insurance is what you need to cover a home.


i assume here you are talking about personal property? that is stolen? most do have personal property coverage, however there are strictly ''dwelling policys'' that cover that only the dwelling.......also there are some policys that cover personal property but not for the 'peril' of theft.....


Your question will be best answered by the insurance agent or broker who sold you the policy.Almost nothing in an insurance policy that covers a home is automatically covered if it is not located in the home. And some items in the home may not be covered either, without a special rider. This is especially true of expensive items, such as jewels, furs and so forth.


Yes, Most homeowners Policies with extended coverage will cover some off premises property. Just contact you Insurance Agent for details.



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