A branch on a large tree cracked if it fell on the house it would have demolished part of the pella sunroom on my house. I paid 3000 to have the tree removed. Does homeowners insurance cover this?
No, Homeowners insurance does not cover the cost of property maintenance.
Does home owners insurance cover fireplace removal- Home inspection did not reveal significant leaking behind the wall. After removal of the wall -it was determined the chimny and fireplace be removed?
Nobody is responsible or liable for an act of nature. Depending on the circumstance and the language of your Homeowners Insurance Policy you may have coverage for it's removal. I'd recommend having the tree removed and keep the receipts for reimbursement from your insurer if you have appropriate coverage.
When a House built too close to tree is now suffering from root damage who is responsible for repairs?
You should have the tree removed. It is the homeowners responsibility to maintain their property and mitigate any known risks. This is in the terms of every insuring contract If you know the tree poses a risk and you fail to have it removed then you may void any and all coverage on your homeowners policy.
Can an insurance company require proof of your daughter's new insurance before they will take her off of your policy?
yes they can they did it to me she moved out and still had to show electric bill plus new insurance Same here, contacted insurance co. to remove son from insurance and was told they need proof of new address and declarations page from new insurance. yes they need proof our 19yr old own his car and has own insurance. We showed proof? now the problem is he has to have a diiferent address or…
Is it the property owners responsibility to remove a damaged and diseased tree that fell had already fallen on my roof?
Insurance and Felled Trees Most Homeowners insurance policies will cover damage to your home and remove the tree from your roof in this situation so long as you have no pertinent exclusions. Just call your insurance agent if you need to verify coverage. You may remove the tree to help mitigate exposure and further damage to your home. It can sometimes take an Insurer a few days to organize someone to inspect the damage. You…
Generally, procedures for abandonment of the homeowners' association (HOA) are found in the HOA covenants. These procedures would have to be followed unless they were not consistent with state law. If the covenants do not address disbandment of the HOA, then applicable state law would govern. In any case, if you are looking to remove a HOA, you should talk to a real estate attorney.
If you go to traffic school and your speeding ticket is removed from your record will the insurance still go up?
Depends, if the insurance company reviews your drivers transcript before or after the citation has been removed. Also, check with your agent and read your policy. There may be a stipulation in there that states they can charge a surcharge for a extended time period after the violation occured. Or, if you can show that you went to traffic school and the points have been removed perhaps the company will remove the surcharge.
What happens if you have insurance but do not have your insurance card with you during a police stop?
Yes it will. I'm experiencing this situation currently. My husband passed a little over a year ago, and I failed to take his name off of the deed. The home was paid for and recently there was a claim submitted. The check from the insurance company came to the deceased and me. I can't deposit the check or cash it. It's totally worthless unless I file papers with the county to open an Estate...which involves…
When a beneficiary is removed on life insurance does the insurance company have to notify the deleted beneficiary?
Have a compression test run to see if you have a problem with the head or gasket. Once you find out you do, then you must remove the heads in order to determine what the problem is. Have the heads inspected at a machine shop to determine if they are warped or cracked. Once the heads are removed the gasket must be replaced so it really makes no difference.
How do you tell the difference between a blown head gasket and a cracked head on a 1995 Chevy Corisca?
If there are some medical bills on your credit report that should have been paid by your insurance company how can you have these removed?
You can attempt to have any item removed from your credit report by the same method; writing a letter of dispute to the bureaus. "...should have been paid by your insurance company..." is not a valid reason for dispute. If you were to write with this reason, (most likely) the accounts will be verified and they will remain on your credit for 7 years from the date they were defaulted.
My daughter is getting hers removed and I was told that the doctor's fee would be around $400 and the facility fee would be around $5000 to $6000 dollars. We have insurance with $800 deductible and then pay 70%. Once insurance negotiates facility fee down about 50% our out of pocket would be between $1500 and $2000. BCBS of NC estimates are very similar.
How can you get your teenage child removed from your auto policy if they are not driving any automobiles?
Usually, an insurance carrier would refuse to remove a teenage driver if they are a resident of your household. Because they are minors and have access to your car keys, there is an "implied" permission. The insurance carrier is at risk of paying in behalf of the minor. Therefore, they are enttiled to auto insurance premium payment.