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A credit card I had has been referred for collection. I set up a monthly payment arrangement which I defaulted on. They are offering me a settlement but it needs to be paid by a credit card today. If not today, they want to garnish my wages. Can they?
Wiki User
∙ 15y ago
Garnishment is a last resort of creditors and in most cases cannot happen overnight. The garnishment process has to be brought before a judge and he or she has to agree to its implementation. A creditor cannot garnish your wages without first giving you notice. The amount of lead time and the exact process vary from state to state. Talk with your creditor about other solutions remember for them wage garnishment is a last ditch recourse
Wiki User
∙ 15y ago
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