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If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
True
It will definetely be covered if the person had a drivers license and insurance on their own vehicle...but it should be covered as long as their vehicle was sitting when your vehicle was wrecked...but also since you were in the vehicle at the time of the accident it should be covered as long as they had a license
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
Not unless you alerted the insurance company, about him
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident
your still in trouble since you dont have a License,if you have a mean judge,
There is no breakdown to how or where you drive your car. Enroute to work is a daily activity and you are covered by your insurance. Where problems start is if someone else was driving the car or if you don't have a drivers license.
You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.