A friend was hauling your cattle in his horse trailer and the rear gate opened and four cows were killed Will his insurance cover your cows?
yes it will
You purchase the car at the dealer for your friend does the insurance has to be under your name also?
No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be under the same insurance.
I have found that the Chevy Silverado and the Dodge Ram are both excellent for Hauling anything and everything. With the Ford F-150 it seems it is not up to the job for a Commercialy used truck. We borrowed one from a friend to speed up a job and were not able to use it. The Suspension of it could not hold 2/3 Of what our Dodge ram was Hauling.
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.