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Insurance is based on liability. In other words the person who is At Fault must pay for any damage caused. It makes no difference whether the at-fault driver crashes into an animal, a person, a parked car, a moving vehicle or even a wall or some street furniture.

The problem in most cases is (1) finding the person responsible and (2) recovering the money if they are not covered by insurance. Trying to prove it is the first step.

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โˆ™ 2010-05-29 19:09:04
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Q: A parked car that is not being driven is hit without insurance is the person who hit it responsible to pay for the damage?
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