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You are responsible, but your homeowner insurance should cover damage.

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Q: A tree on my property line grows a branch that hangs over my neighbor's property breaks off during a heavy storm onto their property. Who is liable for the damage?
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Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?

If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.


Is my Neighbor liable for damage to my property caused by his property?

Your neighbor is liable for the damage made to your property. It also depends on the kind of damage made to your property. First you should evaluate your case and in that case your neighbor must pay for all the damages which that person is liable.


Does property damage liability cover damage to your neighbors property?

Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.


Can you be sued for not having homeowners insurance and my neighbors property is accidentally has fire damage due to a fire on my property?

absolutly, and he can take everything you have if you don't have enough to pay his damages!


Your neighbors tree roots have grown under your garage causing damage to your garage floor is he liable for your damages Florida?

If in California your neighbor is responsible for any damage that his tree has done to your property.


If a person breaks their neck in a fall why might they be paralysed?

They might be paralysed because a branch of nerves get damage which caused the person paralyed


A branch from your tree fell on your neighbors truck are you liable?

NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.


Can children have intermittent explosive disorder?

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Who is responsible for damage if a neighbors gazebo lands on your home?

the owner of the gazebo if they were negligent the maintenance of it. Your homeowners insurance would cover the damage. However, some insurance companies provide up to $500 for property damage to coverage others absent of liability.


Should homeowners insurance cover damage to a neighbor's property?

Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.


What is property damage coverage?

Damage to someones property if you were at fault.


If your neighbors dogs attacked your cat on your property are they liable for vet bills?

If dogs belonging to a neighbor are not leashed or confined in a fence and are loose on your property, doing damage either to your property or hurting one of your pets, you should report it to local law enforcement and file a formal complaint. Once that has been done, YES, the neighbor is liable for vet bills and any repair to damage of your property caused by his/her animals.