You are responsible, but your homeowner insurance should cover damage.
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
Your neighbor is liable for the damage made to your property. It also depends on the kind of damage made to your property. First you should evaluate your case and in that case your neighbor must pay for all the damages which that person is liable.
Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.
absolutly, and he can take everything you have if you don't have enough to pay his damages!
If in California your neighbor is responsible for any damage that his tree has done to your property.
They might be paralysed because a branch of nerves get damage which caused the person paralyed
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
Yes they can. I am a teenager and I have it although I have not been tested, I have out breaks which often involve property damage or self harm
the owner of the gazebo if they were negligent the maintenance of it. Your homeowners insurance would cover the damage. However, some insurance companies provide up to $500 for property damage to coverage others absent of liability.
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
Damage to someones property if you were at fault.
If dogs belonging to a neighbor are not leashed or confined in a fence and are loose on your property, doing damage either to your property or hurting one of your pets, you should report it to local law enforcement and file a formal complaint. Once that has been done, YES, the neighbor is liable for vet bills and any repair to damage of your property caused by his/her animals.