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Yes, You have to wait for proof that you have insurance, that means documentaion. Remember the law requires not only that you have insurance. But that you have "Proof" of insurance at all times while operating a motor vehicle.

2007-07-13 07:49:49
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Q: After calling to be added to your parents car insurance can you drive right away or do you have to wait for documents to be sent to you?
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If you have a permit do all insurance companies require you to be added to your parents policy?

NO!


Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?

yes, simple as that.


Where can a teen get car insurance?

It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.


If a young adult gets a ticket before being added to their parent's insurance will the parents insurance rate go up when the child is added?

If you normally drive a car belonging to your parents then you should be added to their insurance policy. Many policies now contain language that may allow the insurance company to deny coverage if a driver is not listed in order to obtain lower rates. I usually recommend that they title the car in your name once you reach eighteen and that you have your own insurance. This prevents the attorneys from suing them if there is an accident. If you are added to their policy it is unlikely that they will tell your parents about the ticket. The rate will just be slightly higher.


Do you need to be added to your parents auto insurance policy when you have a learners permit?

Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.


Can you use your parents' insurance policy to cover a car that's in your name?

Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.


Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?

No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).


Can friends be added to health insurance?

No. Only legal dependents can be added to your health insurance policy.


Do you need to be added your parents auto insurance if you get your license but will not be driving alone you will be using your permit with your parents in the car?

Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.


If a 17-year-old has his own insurance in North Carolina will his parents' insurance premiums go up?

That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for the cheapest rates.


Can you be added to your parent's car insurance?

Yes, it is possible to be added to your parent's car insurance, but there may be an extra premium to be payed.


How do you put a car on the road I want to buy a car with cash from a private owner and I'd like to know how to go about putting it on my parents insurance and getting it registered.?

In most states, the title will have to signed over to you by the previous owner. Your parents will have to go to their insurance company and have you added to their policy as well as adding the car on.


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Do you need to pay for car insurance if you are just using your parents car or does theirs cover you?

You would have to be added to your parents policy as a driver, and you will be subject to premium increases if you are a younger driver because insurance trends show younger drivers to be a higher risk than others. Sean IL Licensed Ins Producer


Can I take my drivers test in my parents without me being on the insurance?

No, you will need to be added to their policy if you're underage. You're required to be an insured driver any time you're operating a motor vehicle. If you're driving and hit something/someone, your parents insurance will exclude you unless their policy includes probationary drivers.


Are health insurance companies legally obligated to offer coverage for significant others?

No they are not. Parents and children must go always go through the appropriate paperwork and procedures for relatives to be added on a health insurance plan, whether publicly funded or not.


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Can someone be added to a car insurance policy that is not a family member?

Yes, If someone will be driving the car, it is recommended to add inform your insurance company and have them added to the policy.


What can be added to an insurance policy to allow the insured to receive a higher benefit-?

Double indemnity can be added to an insurance policy to allow the insured to receive a higher benefit.


Can a teenager buy young drivers insurance without parental consent?

If the teenager is added to the parents' insurance, then consent is automatic as it is the parents who make the arrangement. As to whether a teenager can buy his or her own policy without parental consent, that may vary from company to company and state to state. Is is best to check with an independent insurance agent who is authorized to speak for several different companies, and will know any applicable state regulations.


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When a new teenage driver gets their license about how much does the car insurance cost?

It can vary greatly. It depends on the teenager, the car they drive, the state they are in. It can even vary depending on the city and possibly the area of the city. It also depends on if they are going on their own policy or being added to their parents. Calling around and getting quotes for insurance companies is the best way to go. It's free and usually no pressure. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net


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