Yes, You have to wait for proof that you have insurance, that means documentaion. Remember the law requires not only that you have insurance. But that you have "Proof" of insurance at all times while operating a motor vehicle.
If you normally drive a car belonging to your parents then you should be added to their insurance policy. Many policies now contain language that may allow the insurance company to deny coverage if a driver is not listed in order to obtain lower rates. I usually recommend that they title the car in your name once you reach eighteen and that you have your own insurance. This prevents the attorneys from suing them if there is an accident. If you are added to their policy it is unlikely that they will tell your parents about the ticket. The rate will just be slightly higher.
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
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