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What else can I help you with?
If you finance a vehicle in a friends name because they don't have a valid drivers license are you at risk if they get into an accident?
Very much so. If you are found to have allowed an unlicensed driver to drive your vehicle and the driver injures or kills someone, you can be sued for everything that you have plus a whole lot more. Depending on state laws, you can also face criminal charges.
Why is car insurance typically more expensive for a new driver compared to that for a more experienced driver?
Car insurance is typically more expensive for a new driver when compared to that for a more experienced driver is due to expertise level difference in handling the vehicle.
What are the rules regarding location of installation of car video players?
These vary by location, but the driver isn't allowed to have a video display where he can see it while operating the vehicle. This is really more dangerous than being drunk.
Will insurance cost more for a new driver if the car is registered in his name?
In Texas, Yes, It will cost more for Insurance for a new driver whether or not he is the registered owner of a vehicle.
What is fleet and training vehicle?
There are many different types of fleet vehicles, including vans, taxis and more. A fleet training vehicle is a vehicle that is used for fleet driver training.
What is the purpose of a gear indicator in a vehicle's dashboard?
A gear indicator on a vehicle's dashboard shows the driver which gear the transmission is currently in, helping them to operate the vehicle more effectively and safely.
Does it cost more to excluded driver?
Having a person on your car insurance listed as an excluded driver can actually save money rather than cost more. The excluded driver will need no coverage or liability when it comes to the vehicle they are listed for.
If a friend is driving your Car with no Insurance or License and get in an accident what the worst that can happen?
Your vehicle was or was not insured? If neither the vehicle nor driver have any insurance, both the owner of the uninsured vehicle and driver will be held accountable for the damages caused/owed. Fines, loss of license and plates, etc. with more detailed information I could be of more assistance.
Who is at fault when one driver side swiped another driver in a parking lot and the vehicle that was side swiped was on the wrong side of the road?
The vehicle on the wrong side of the road will more than likely be deemed the majority if not all at fault.
What happens if the driver don't have insurance but the car is insured?
A little more explanation of the situation may be necessary. In most states, insurance follows the vehicle and not the driver. You could still be in trouble if the driver was not listed on the policy covering the vehicle or even if they were excluded. If such a problem comes up which is rare, you can file the claim on your policy if you have uninsured motorist coverage then they would go after the driver and owner of the vehicle for the money back.
What happens if your husband was driving you to work and hit a parked vehicle and he is not on your insurance?
Subject to any policy exclusion, he more than likely will be considered an insured driver and therefore coverage, however he will then need to be rated on the vehicle. (if he is an excluded driver already on your policy, then unfortunately you have a problem, no coverage for yours or the other vehicle).
If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?
How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered as an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no policy of their own. Are you asking if weather conditons contributed to the accident (say wet/slick road) and they slid into another vehicle is the insurance on the car responsible for the damage to the vehicle they slid into? Yes, probably. Insurance stays with the car. If you could provide more detailed information regarding the driver, and facts of loss, I could be of more assistance to you.
