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Are you listed on the credit card account as a joint owner? If so, you are legally liable for it. If you are not listed on the account, you are not legally liable for it. Some sneaky collection agencies will try to make pay by telling you that you must pay, so beware. You can learn more about your rights in debt collection by reading up on the FDCPA.

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Q: Am i responsible for the debt on credit card after card holder's death i made most of the purchases with his approval we were not married and he had the card before we met?
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