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The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.

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โˆ™ 2006-04-05 21:13:08
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Q: Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
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