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Many insurance plans will cover weight loss surgery if it is determined to be necessary. That is to say if you can convince them that without the surgery you may die or suffer serious consequences from obesity. However you'd have to check the actual wording of your policy. In effect you'd have to pay for a policy that covered obesity.

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Q: Are there any insurance programs that cover weight loss surgery I live in San Franscio?
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How Does Someone Pay For Weight Loss Surgery?

Whether or not insurance will pay for weight loss surgery depends on the provider and the State you live in. Most commonly insurance companies will pay around 80% of the surgery costs.


What are upmc insurance requirements for lap band surgery?

what are the weight requirments to qualify for the lap band surgery?


Cost of Weight Loss Surgery?

Weight loss, or bariatric, surgery can be very expensive. It can cost upwards to the tens of thousands of dollars. Insurance companies do not always cover the cost of weight loss surgery. Getting an insurance company to approve paying for the procedure can be very complicated, overwhelming, time consuming and frustrating. Proving that is is a last result by providing documentation of weight loss programs tried in the past is usually required. Second opinions and numerous doctors reports are usually needed. Even if the insurance company covers the procedure, the cost of copays and deductibles can add up very quickly.


Are discounts provided with weight loss surgery?

No, the price is the same no matter what, but depending on your what insurance you have, they should help cover the cost of surgery.


Does health insurance typically cover a weight loss program?

Many health insurance companies offer incentives to clients who improve or keep a healthy lifestyle which includes weight loss programs. Some weight loss programs covered by most insurance companies are Jenny Craig, NutriSystem, WeightWatchers, and Optifast. http://www.ehow.com/about_5395006_weight-loss-programs-covered-insurance.html


Will my insurance cover medical weight loss programs?

To find out if your insurance will cover a medical weight loss company you need to look over your insurance coverage. Every insurance provider is different and may or may not cover it.


Can surgery for weight loss be covered by insurance?

Yes, although it varies from state to state. Many public and private insurance companies also offer coverage to include gastric bypass surgery.


Fund Surgery with Gastric Bypass Insurance?

Gastric Bypass Surgery can be extremely expensive so many patients need help paying for it. Fortunately, many health insurance companies are willing to pick up the costs if the patient meets certain criteria. Firstly, it has to be proven to the insurance company that the patient is morbidly obese and has tried and failed at structured weight loss programs. In addition, many insurance companies require a psychiatric evaluation since the surgery can be emotionally difficult and requires a long period of time to recover.


How to Pay for Weight Loss Surgery?

For many who desperately need it, the cost of weight loss surgery is a road block to having the operation. Fortunately, there are many options to pay for this surgery. Many insurance companies will cover most, if not all, of the costs for the procedure, but they may have requirements that must be met before they will authorize surgery. If the procedure is not covered by your insurance, you can also pay for weight loss surgery with a credit card or small loan taken out through your local bank.


What are my options for losing weight and what are their costs?

There are several options for weight loss surgery. From the Lap Band to the Gastric Sleeve. Again cost depends on you and what type of insurance coverage you have and what your insurance company will pay for. To get a general idea of what the cost is for this surgery the best place I have found is www.obeseinfo.com


How to Get Your Insurance Company to Pay for Bariatric Surgery?

Weight loss surgery can be extremely expensive, costing in the tens of thousands of dollars. Many insurance companies will pay for the surgery, but proving you need it can be a long and overwhelming process. Most insurance companies require documentation that you have tried other methods to lose weight unsuccessfully for at least six months prior to approving surgery. They will also require many reports and testing from your doctor, and frequently insist on a second opinion. Many weight loss surgery clinics have staff on hand to successfully help you navigate through the complicated hoops set up by insurance companies.


Do most health insurance plans cover bariatric surgery?

Most insurance plans will only cover bariatric surgery if there is a medical need for it. This means if your excess weight is causing more serious health conditions.