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Are there any places where you can get a student loan without a cosigner?

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2005-11-26 04:33:44
2005-11-26 04:33:44

sure there is, up to a certain limit. ask your local student loan counselor at the local university, they will know the specifics, these loan names and rates change often so make sure their up to date.

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no you do have to have a cosigner with good credit in order to get a student loan.

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Yes if you are a US Citizen you may get a loan without a cosigner. However, your % will be higher in terms of interest. As a result it is best to have a cosigner.

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Although it is very difficult to get loan without cosigner. Majority of the students don't apply because they don't have any cosigner. But now a day many organization are helping such student who don't have any cosigner. You can apply for such loan that not required cosigner. These loans called no cosigner student loans. You can find a detailed procedure through link that is in "Related Links"

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It is possible to obtain a Student Loan without a Cosigner if you apply through a Government Loan Program. One such Program is the Stafford Loans. You do not need an Income or Credit History to receive a loan.

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SallieMae.com offers loans to sophomore or higher college students with out a cosigner.

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You may want to consider a federal student loan as these types do not require a cosigner.

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Not possible as the applicant is a minor.

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You should talk to your college's Financial Aid office, who will be able to direct you to potential loan sources which may not need a cosigner. Most students are not going to be able to get a loan without a cosigner unless it's something like a guaranteed student loan, in which the government is effectively your cosigner. You will need to qualify for a GSL, though, and your financial aid office will help you with that.

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In some cases a cosigner may not be needed for a student loan. Check with your college's financial aid office.

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You can get a loan if you are a student without a cosigner however it can also be a little tricky. I would suggest going to your local bank and chatting to a financial advisor for better advice.

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AnswerThe short answer is no, you can never change cosigner on a private student loan. If they die, however, it is transferred to you.

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The cosigner I believe but check with the loan issuers it's in the details.

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The only option is for the loan to be refinanced without the particpation of the present cosigner.

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It is very possible to get a student loan with no cosigner and only 1 year of employment. The best solution would be to apply for a federal stafford loan.

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You can get a federal loan also known as Stanford loan, as it isn't based on your credit history it doesn't need a cosigner. Private loans also don't need credit history and other stuff.

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No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is no longer legally obligated for the debt.

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you can't anymore. after October 2008 you can only get it with a creditworthy US co-signer. sorry.

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Definitely, you can easily avail student loans without any cosigner with the help of various types of student loans programs available online. You don't have to be employed in order to get student loans. If you don't have any job then it doesn't matter even then you can get this loan. If you search online you will find various types of private lenders like Sallie Mae, Chase, Wells Fargo etc who offers loans to students without any cosigner. So, you can contact any of them and can get private student loans no cosigner.

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The only way to take a cosigner off of a loan is to refinance it.

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Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.

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I need a student loan. Where is a list of places to acquire a student loan?

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US banks offer loans to International student who does not have any cosigner. If you are an international student then you should not get worry about loans or financial requirements. If your course is approved by US academy and having good academic background then you can easily get federal loans or scholarships. If you are not from US then these financial helps are not for you. However, if you are living in US for more than three years then these loans are available for you. If you are not eligible for federal loans then apply for international student loan without cosigner that are offered by some leading moneylenders. These are private student loans and any student may apply for these loans. Well, my research says that there is a website Excite Education, they have a page of student loan cosigner. it may be helpful. Do take a look. Good luck!

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Most private student loans applicants are required to have a cosigner, especially undergraduates or students who don'tt have a steady income or credit history. The cosigner is required to sign the loan document, but the student is the primary borrower. By signing, the cosigner agrees to be fully responsible for repaying the loan if the student does not fulfill his or her obligations.


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