Home
Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?
Wiki User
Answered 2015-07-14 16:03:54
All drivers are required to carry Financial Responsibility regardless of wether they have a drivers license, a learners permit or even no license at all.
Yes, If they is operating the vehicle, they needs Insurance.
Technically speaking a permit, license is the same difference. If she has been authorized to operate a motor vehicle by the DMV then they are hence considered a licensed driver even if there is a restriction imposed requiring supervision by another lic. driver as in your case.
In all 50 states, if she will be driving it on a regular basis any insurance company requires that she be listed on the policy or if there is a claim they will refuse it. This is per the NHTSA insurance regulators.
Your Answer
Still Have Questions?
Related Questions
Can you put auto insurance on your drivers license?
The question isn't fully clear. A license is needed to operate a vehicle. Driving skill is needed to get a license as there is generally a written test plus one to test actual driving ability. It is often required that the drivers license applicant produce proof of insurance that complies with the state's financial responsibility laws. If the applicant owns a vehicle, it must be insured according to the state's requirements, and that proof of insurance must be shown If the applicant does not own a car, he/she may obtain "non-owners coverage". It generally satisfies the requirements of state financial responsibility laws. In that sense, I suppose, you are "putting auto insurance on your drivers license".
How old do you have to be to get your drivers license in Georgia?
you have to be 16 to get your actual drivers licence but you can get your learners permit at age 15. hope that helps.[:
Do you have to have car insurance in California if you have a license but do not own or operate a vehicle?
No. You can only get car insurance if their is actual a vehicle to insure.
Can a insurance company ask for a copy of your license?
Yes they can request a copy of your license as a part of your application of insurance. Usually they just ask for you number but they can request an actual copy
Can my license be suspended for not paying insuranc I placed on someone elses vehicle?
In most states an insurance company must report to the DMV of your state that your insurance is been canceled. This often results in your state suspending your drivers license unless you can prove that you do not have a vehicle, and that the reason your insurance was canceled was because you no longer have a vehicle. The license plate that was obtained for the vehicle must be returned to the DMV. If insurance was purchased for the vehicle from another insurance company, then you must provide proof that you have insurance from the new insurance company. If the actual owner of the vehicle bought insurance from another insurance company, then this should be easy to prove.
How do you get insurance that is required to obtain a drivers license if you do not own a vehicle?
* There should be some provision for you to sign an affidavit stating that you are not required to have insurance because you don't own a vehicle. == == * You may be required to get liability coverage only even though you do not have a car. That way you are insured for the damage you may cause another even if you are driving someone else's car. * Some companies may require you to have a "non-owners" policy. This means that you do not personally own a vehicle or have access to one at your residence. However, in some states you have to have insurance prior to getting your license. The "non owner" policy can be converted to an actual auto policy if you purchase or have access to a vehicle in the future.
Can you drive in MA with out of state license?
Yes, provided it's an actual drivers licence, and not a permit.
Do you need a Commercial Driver License endorsement for a stake bed plated at 36000?
No, you need an actual Class B Commercial Drivers License.
About how much is auto insurance?
Auto insurance rate vary hugely depending on the drivers age, past convictions, kind of cover required and the make and type of car. There can be no 'about' figure considering there are so many variables. Insurance for a young inexperienced driver can exceed the actual cost of the car.
What if your permit expired can you still get your actual drivers license?
A learner's permit is needed in order to learn how to drive, but it is not needed to take a driver's test and get a license.
What if your learners permit expired can you still get your actual drivers license?
In California I believe you can still get your driver's license after your permit expired, however you cannot drive without the permit until after you get your driver's license.
In Georgia if over eighteen do you need drivers permit before you can get your drivers license?
You always need to obtain a drivers permit--regardless of age. You take the written test for the permit, go and get some hours behind the wheel with another driver, and then take the actual driving test for the license.
How old do you have to be to get a drivers license in Alabama?
You have to be 15 to get your permit 16 to get your restricted licence and 16 years 6 months to get your actual licence
At what age can my teen begin driving?
As in most of the US, you'll need to be 16 or older to get a drivers license. They won't need an actual class to get it, just the ability to pass the drivers test.
Can I get auto insurance at State Farm with a permit and temporary or paper license because an agent said that she has to see my actual license card and that my permit and paper license aren't enough?
No you can't. The same thing happened to me and I am soo angry. The other insurance companies would cover you right away.
How old to you have to be to drive in pa?
You have to be 16 to get ur permit but you need to have your permit for 6 months until u get ur actual drivers license
How do I receive a Commercial Drivers License (CDL)?
In order to get a Commercial Drivers License (CDL), you must first have a valid drivers license. Then you must pass the CDL test which includes the general knowledge exam and the driving test. You will also have to pass a medical exam and drug screening test. Once you pass all the tests you will have to pay for the actual CDL, which can cost between $25 to $100.
How much would it cost to add a teen with a learners permit to his parents' insurance?
It will cost nothing, until he/she get the actual license
Where can you get an international drivers license?
Every country has a licensing agency. You should check the countries that recognizes the international drivers license. An international drivers license allows an individual to drive a motor vehicle in another nation when accompanied by a valid drivers license from their home country. It is honored temporarily to operate a motor vehicle but you have to take the written examination as well as the actual driving test later on. Take note that not all countries has the same road rules also. There is a left hand drive and the right hand drive.
How can be prepared for my written drivers test?
I wasn't able to find a crash course but a good source would be the drivers license book you can get where you take the actual test. The book has all the information you will need to pass.
Finding Affordable Pennsylvania Car Insurance For Teen Drivers?
Teenage drivers in Pennsylvania are bound to the same insurance regulations that adult drivers are held to. This means that a teen driver must hold liability insurance while operating a personal vehicle in the state. From a practical perspective, teen drivers in Pennsylvania are really divided into two classes. Those who are under 18 years of age are incapable under the law of entering into a contract and so cannot purchase their own insurance. Teens who are 18 years of age or older are considered adults when it comes to insurance. Due to the graduated driver's license system in Pennsylvania, there are also teen drivers who only hold a junior learning permit. Learning drivers are not required to have insurance, mainly because they are not allowed to drive without adult supervision. For teen drivers in Pennsylvania who are under the age of 18 and who have acquired a junior driver's license as part of the graduated system, there is really only one option for insurance. These drivers must have insurance through their parents, guardian, or another adult. The teen driver will be covered under the insurance policy, but the result for the actual policy holder is an increase in premiums. Since teen drivers do not have long driving records and generally present a higher risk than a more seasoned driver, the increase in premiums can be fairly steep. Once a teen driver turns 18 in Pennsylvania, they then have the option of acquiring their own individual auto insurance policy. At this age, through the graduated driver's license program, they must also apply for and receive a standard Pennsylvania driver's license. Policies for teen drivers are usually expensive, so many remain on their parent's insurance policies until they have turned 21, when rates being to decline. The sometimes high price of having a teen driver listed on an existing insurance policy can be offset with some discounts. Adults with policies that are in good standing can often find discounts for multiple drivers or family plans that will reduce the monthly premiums. The type of car that the teen is driving can affect the rates as well. The teen driver themselves can reduce the cost of their own coverage by taking driving courses, installing tracking devices in the car to establish a record of good driving, and even by maintaining good grades in school.
What three tests must you pass to get your drivers license?
In Illinois and most states you must past written, vision, and practical (actual driving) tests.
Do you need a passport to cruise to Mexico?
Actual passports are not required if you are leaving the country by land or boat. However, passport cards are required in order for you to enter back into the US. Passport cards are similar to drivers licenses and cost less than actual passports.
How can you get a Texas insurance license?
If you wish to sell insurance or adjust claims in the state of Texas then you are required to get a Texas insurance license. There are no insurance pre-licensing requirements to become an insurance agent in Texas, but you do need to take the state exam and pass to get your insurance license. Since the exam is very tough, you need all the help you can get. Online insurance license education providers can help you get prepared with online courses, practice exams and personal training from the convenience of your home or office. Once you are prepared, you can register with the state department of insurance to schedule your exam. If you want to become an Insurance Adjuster in Texas you need to complete 40 hours of Adjuster license training course and you can also take the exam online. The online exam will be the actual adjuster licensing exam and you need to score 70% or more on a multiple-choice format exam to pass. LearnInsurance provides the online courses for Property & Casualty and All Lines adjuster license, final exam, and the Instructor Connect subscription to help you get access to a personal trainer. You can check the link below and take advantage of 24-hour technical support, 7 days a week, great low rates and TDI approved insurance license exam.
Is an FAA helicopter license all you need to fly a gyrocopter and a Tiltrotor?
No, you need an actual gyro plane license. However, if you already posses a helicopter license, the gyrocopter license is considered an add-on, since they are both in the same category, being rotorcraft. This implies you will not be required to do another written exam. Of course you will need ground instruction, as well as flight time in the gyro before your actual checkride.
Still have questions?
