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Answered 2015-07-14 16:03:54
Insurance for a child who only has a permit

All drivers are required to carry Financial Responsibility regardless of wether they have a drivers license, a learners permit or even no license at all.

Yes, If they is operating the vehicle, they needs Insurance.

Technically speaking a permit, license is the same difference. If she has been authorized to operate a motor vehicle by the DMV then they are hence considered a licensed driver even if there is a restriction imposed requiring supervision by another lic. driver as in your case.

In all 50 states, if she will be driving it on a regular basis any insurance company requires that she be listed on the policy or if there is a claim they will refuse it. This is per the NHTSA insurance regulators.

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