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only if it was your fault

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Q: Are you responsible for paying the deductible if the accident was in a work vehicle?
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Who pays the deductible if someone hits your car?

The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.


What is defined as the amount you are responsible for paying to repair your car after an accident?

Deductible


Which term is defined as the amount you are responsible for paying to repair your car after an accident?

deductible (A = PLUS)


What term is defined as the amount you are responsible for paying to repair your car after the accident?

The term is "deductible". It is payable as to collision and comprehensive claims. The deductible is chosen by the insured when the insurance is initially purchased.


How does the deductible work?

Your deductible is the portion of the loss that you are responsible for paying yourself.


Is a deductible due when the auto is considered a total loss?

Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.


What is the auto dudctable insurance?

In terms of auto insurance, the deductible is the amount the policyholder is committing to pay if their vehicle is damaged or stolen before the insurance company is responsible for paying out a claim. A deductible applies to both comprehensive and collision physical damage coverage. Comprehensive will pay for damage or loss to your vehicle resulting from fire, theft, vandalism, hail damage, and wind. Collision pays for damage caused by an accident. You will be required to choose a deductible for each coverage ranging from $0 to $2000. While higher deductibles offer lower auto insurance rates, you will be responsible for paying this amount before the insurance company will cut a claims check. Choose a deductible that is practical for your situation.


Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?

Yes, you do.


Can you still collect on your own insurance without paying the deductible after an accident.?

If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


Does Baltimore city pay insurance deductible for stolen cars involved in accidents?

No. The insured is responsible for paying their own deductible.


Do you have to pay your deductible if the accident was the other drivers fault?

The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.


If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?

Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.