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You should consult and attorney for a legal answer. However, my experience would tell you that if you did not sign the contract, you are not responsible. * No, paying a debt or a portion of a debt for another person does not legally obligate the person to assume the debt or continue payment of such. * Actually, his estate is responsible for the debt. So, for example, if you are the heir, or one of them, before his property is released to you, his debts will be paid out of that property. If he had a will, this will be easier, I imagine, and if he died intestate (without leaving a will) it will be more complicated. I do agree that a lawyer is a good idea, and the short answer is no, YOU are not responsible for his debt.

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โˆ™ 2006-04-02 01:44:55
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Q: Are you responsible for your dad's credit card debt after his death when the account was in his name only but you were making the payments?
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Creditors will often take into account how responsible a person is in making payments on their loans and credit cards.Making payments on time, keeping your credit utilization low and establishing a solid payment history are some actions that can have a positive impact on your score.

What is a responsible use of credit?

Buying something on credit and making many payments on the account over months gradually paying down the debt. If you are seeking to build credit, then don't pay it all off too quickly as that doesn't establish a history of making payments. It takes at least 6 months of payments to even affect your credit report. Also, don't only pay minumim payments. You want to establish that you can be trusted and will not strecth yourself too thin.

Can medical bills effect your credit while making payments on them?

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Co signed for a car for your grandson and he is not paying If you stop making payments will your credit be affected?

Yes. When you co-signed the loan you made yourself legally responsible to pay the amount due if your grandson failed to make the payments. You are as responsible as he is for paying the loan.

How does the authorized users credit impact the primary users credit?

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If you have been given a credit card as a secondary card holder and have bad credit will this help rebuild your credit or is it all reported on the primary cardholder history?

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If you cosign for a student loan does it show up on your credit report before or after the student starts making payments?

It shows on your credit report even before they start making payments.

What happens in Florida if you quit making credit card payments?

after 180 days of non payment your account will be charged off and turned over to collection agency

Is an authorized signer responsible for credit card debts if the card-holder stops making payments?

No but if something happens to the card-holder, like dieing or being arrested, the authorized signer will be made responsible.

If you are planning to file bankruptcy can you stop making payments on your credit cards?


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By using them & only making the minimum payments.

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What are the potential risks of making credit card payments online?

There are slight risks with making credit card payments online as your details could be stolen and then abused elsewhere. It is important to ensure that the correct precautions are taken.

How do you esablish credit?

Start off first by getting a Sears, Target, Circuit City or similar in-store credit card. After making purchases and payments on that for six months, you should become eligible for small limit credit cards. Keep making purchases and payments on all credit and shortly you will have established a ground credit. DO NOT GO OVER LIMITS, MISS PAYMENTS, OR INQUIRE INTO TOO MANY CREDIT ACCOUNTS.

What causes your credit score to go down?

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What is a cosigner responsible for on a car loan?

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your financial aid awards. However, your housing costs will no longer be automatically deducted from your student account, and you will be responsible for making rent payments.

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What are the consequences of not making car payments?

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