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Branch fell on windshield auto or home insurance?

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Answered 2012-10-15 20:06:48

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.

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Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.


No, That's what Auto Insurance is for. Unless maybe your house fell on your car.


You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.


NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.


You'll have to file a claim on your own Auto Insurance. Homeowners Insurance does not provide coverage for vehicles owned or non-owned and nobody is liable for an act of nature.


No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.


if the rock fell off of the truck, truck pays. if the rock was slung up from the roadway, you pay.


House Falls on CarNo. That's what Auto insurance is for. It's the same as if a tree falls on your car. You would need to look to the comprehensive portion of your auto insurance policy for repair of your automobile.



It depends. If it was your basketball hoop that fell on someone else's car, yes. The insurance company should cover damages to someone else's vehicle while it was on your property if an "act of God" caused damage. If it's your vehicle on your property or even if you're renting the property, sorry. you're out of luck.


If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)


Nobody is liable for an act of nature. The comprehensive portion of your own auto insurance would cover the damages to your own car.


You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.



This sort of thing happens all the time. Since it was an Act of Nature, No one is liable. The comprehensive portion of the vehicle owners Auto Insurance should cover the damages to the automobile. Barring some proven negligence on the part of the property owner, Real property insurance does not cover damage to automobiles.


You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.




That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.


He got killed when a branch fell on him during a storm.


Why do you have an olive branch with you?The olive branch fell on his head.Pesky doves keep flying off with little olive branches. They didn't even pay.


check the covered perils on your insurance policy. Most policies won't cover it



Gene moved a branch, and Finny fell from a tree. (apex)


Nobody is liable for an act of nature. Your own comprehensive auto insurance would provide coverage for damage to your vehicle from an act of nature.



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