Can Florida condo association turn off electricity for the lack of payments of condo fees?

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Read your governing documents to determine which actions your association can take in order to collect assessments that you owe and do not pay.

As well, it's reasonable, for example, that if you don't pay your monthly assessments, and the association pays your electric bill from assessments that are collected, that they can deny electric service to you, since you aren't paying for it.
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Can a condo association seize someone's condo?

Yes. Read your governing documents to remind yourself of your legal obligations to the association, and the association's responsibilities, which may include foreclosing on a unit in order to, for example, satisfy a debt because the owner refused to pay monthly and other assessments.

How does a condo association report owners delinquent in paying their condo fees?

The association wants to do more than report owners delinquent. The association wants to collect the debt. Check your governing documents to discover whether or not your assessments are automatically liens against the units. If so, then the association's attorney can file a formal lien. The boa ( Full Answer )

Can a condo association in Florida lien a condo and seize the property for late maintenance fees?

You can find the answer you want in your governing documents. Your monthly assessments cover bills the community incurs for community services, such as master insurance policy premiums, landscape services, property management services, sewer and water bills, and so forth. When you don't pay your ( Full Answer )

Is there a maximum increase allowed for condo association fees?

Read your governing documents to verify that over a certain percentage, such as a 25% increase, all mortgage lenders must be notified. Every set of documents will handle this option differently. When the increase jumps above this level, the board may want to re-think the budget, so as to avoid this ( Full Answer )

What happens to the first mortgage on a condo in Florida when the condominium association forecloses for unpaid association fees?

For the condo association foreclosure to be valid, the bank who holds the mortgage must be notified of the foreclosure action, and the mortgage company has the opportunity to do a couple of things:. They can pay the delinquent condo fees themselves, to protect their own interests, and force the bor ( Full Answer )

Is it legal to raffle off condo in Florida?

If you own the condominium unit outright, if Florida is like most other states, you may raffle it off. Or not. Best practices indicate seeking the advice of counsel in this situation, to verify your rights and your responsibilities in this scheme.

How do you fight a condo association that has increased monthly fees?

Your monthly assessments pay bills for services to the entire community. These bills include master insurance policy premiums, payments to reserves -- the savings account being set aside for major replacements, such as roofs, windows, and so forth -- and more. You can request a copy of the associat ( Full Answer )

After the bank forecloses on a condo do you pay HOA fees in Florida?

Association assessments are paid by the owner of record. If your name remains on the deed, you owe assessments. In most cases, the homeowner or unit owner is responsible for paying the HOA fees prior to the foreclosure. Once the lender takes legal possession by foreclosure no further fees are ( Full Answer )

After foreclosure does the bank have to pay the condo fees in Florida?

Read the governing documents to verify the language, which probably states that a unit owner is responsible for monthly assessments -- regardless of the state in which the association is located. Some banks would, of course, prefer not to pay monthly assessments on foreclosed condominium units. ( Full Answer )

Can your condo association foreclose on your condo in California?

Yes. Read your governing documents to remind yourself of your legal obligations as a condominium owner. As well, you can read there the steps that an association must follow in order to foreclose on your unit, for example, to satisfy the debt you may owe for unpaid assessments.

How can I reduce my condo association fees?

Your monthly assessments pay bills for services all owners benefit from, in common. For example, landscaping, sewer and water, refuse pick-up, master insurance policy premiums, property management fees and so forth. You are obligated to pay the monthly assessments assigned to your unit, so the on ( Full Answer )

Can a Florida condo association evict a tenant if the owner is delinquent on payment of condo fees?

The governing documents for the association spell out eviction processes. They also detail the steps that the board can take when an owner falls delinquent in paying their assessments. One option could be to step into the revenue stream enjoyed by the owner from the tenant, as a way to collect past ( Full Answer )

Can a condo be foreclosed for not paying association fees?

They usually don't foreclose for a condo fee, but they will place a lien on the home, meaning it cannot be sold until the lien is resolved. You can read all about the association's responsibilities to collect condominium assessments and the process that can be followed in order to collect this de ( Full Answer )

How do you pay off condo fee lien in Massachusetts?

If Massachusetts is like most other states, the attorney who filed the lien on behalf of the association can provide you a total amount to pay, which includes the lien amount, the attorney's fee and the filing fee. In order to lift or remove the lien, you must pay these amounts -- usually to the at ( Full Answer )

If you own your home outright and the condo association has placed a lien on it for unpaid condo association fees can they take your home if the fees are not paid?

Yes. Read your governing documents to verify that your monthly assessments represent an automatic lien on your title. When your board decides to file a formal lien, they are taking one of several steps they are entitled to take to collect the debt, including selling your condominium. (When you ( Full Answer )

What are the legal ramifications of withholding the monthly condo association fee?

The monthly condominium association fee -- properly, assessment -- is a sum of money you agreed to pay when you purchased your unit. Assessments are spent to pay for services that all owners enjoy, such as maintenance, safety and protection of real estate assets owned in common, including in some c ( Full Answer )

How can you prevent your payments on condo association dues being applied to late fees instead of dues?

Review your governing documents to determine when late fees are charged. When you pay your assessments on time, there is no late fee; when you pay your assessments late, you pay a late fee. Late fees incurred for paying your assessments late are debts that you owe. You may be able to negotiate w ( Full Answer )

Do all condos have association fees?

Yes, generally. Associations levy assessments against unit owners in order to pay for communal expenses. These might include: . Master insurance policy premiums . Landscape, pool, public recreational area maintenance . Basic utilities, and/or cable and Internet services . Contributions to main ( Full Answer )

Who can help with past due condo association fees?

If you are unable to pay your assessments, you can sell other assets, obtain a loan or by some other means, come up with the money. Friends, family, a bank -- all are potential options. Your condominium assessments pay for amenities, insurance, reserves contributions and utilities that you enjoy. ( Full Answer )

Are condo fees tax deductible?

Not usually. Your monthly assessments -- fees, you write -- pay to operate the community and save money for major repairs.

Can a condo homeowner be charged a fee to obtain a master condo association flood certificate of insurance?

Depending on the source of the certificate, it may be that there are expenses related to producing it. The management company may have a set fee for all copies, scans and so forth. The insurance company may have already provided a copy to the association, and your request is for a duplicate copy. ( Full Answer )

How do you find a Florida condo association database?

The Secretary of State will list all associations that are corporations. Otherwise, it's the local county tax assessor tax rolls. You can contact a local realtor who specializes in condominium sales, and inquire as to a state-wide database.

Can a condo association place a lien on a property for non-payment of association fees?

Yes. The association can file a lien on your unit's title, which clouds it and which shows up on your credit rating. Read your governing documents to remind yourself of your contract with the association to pay your assessments, which the association uses to pay the expenses of operating the comm ( Full Answer )

When a condo owner does not pay monthly fees can the association collect late fees or interest?

Yes, generally. Your governing documents could be very specific on this issue. (Generally, assessments are levied against owners in order to pay the operating expenses of the community. Often, not only do owners agree to pay them when they purchase a unit, but your governing documents may indicate ( Full Answer )

What condo association fees cover?

Every condominium association, which is the business that protects, maintains and preserves the real estate assets that you own communally with all the other unit owners, requires money to operate the business. Depending on the amenities in your community, the 'fees', most properly called assessm ( Full Answer )

Who sets condo association fees?

Condominium assessments are established -- usually once per year -- by the treasurer and the finance committee. The process includes reviewing last year's expenses, working with established vendors to understand next year's increases, and adding budget money for work to be done. Once per year, ( Full Answer )

Can New Hampshire condo association turn off water for nonpayment of condo fee?

Yes, in a word. If your water is paid for by the assessments you promised to pay when you purchased your unit, and you do not pay your assessments, then the association can deny you access to services, including water, for which you refuse to pay. Read your governing documents to more fully under ( Full Answer )

How much can an property maintenance fee be increase by condo association?

Read your governing documents to determine how the board can develop an annual budget for assessments, in order to pay the expenses for maintaining, securing and preserving the real estate assets that all owners own in common. There may or may not be a number: in some states, if increases exceed a ( Full Answer )

What is a condo association?

A condominium association is a legal entity, often a state-registered corporation, made up of members who own condominium units. Read your governing documents to identify the particulars of your association, and how the state's corporate guidelines affect the business conducted by the association ( Full Answer )

Can a Florida condo association require an application for renters?

Read your governing documents to determine what the association isrequired to review prior to your renting your unit. It is possible that the association has a rental cap, in whichcase, your rental may or may not be allowed, depending on thecurrent percentage of rentals in the community. The associ ( Full Answer )

Can condo owner sue the HOA for over increase association fee?

Of course, anyone can sue anyone else for almost any reason. In this case, however, when you sue an HOA in which you own property, you're suing yourself. If you are unhappy with your assessments, there are different and potentially more effective ways to make your discomfort known, and otherwi ( Full Answer )

How do you collect unpaid condo fees?

Follow the stipulations as they appear in the condominium agreement signed by the owner. These are called governing documents. Best practices dictate that the association work with their association-savvy attorney to collect unpaid assessments. That partnership means that the association will fol ( Full Answer )

Can your condo association take possession of your condo in Florida?

Read your governing documents to determine the cause of this apparent threat. Since you chose Liens as another category, you may have a lien on your title for unpaid monies that you owe to the association. As a last step in collecting monies you owe, your association can take possession of your c ( Full Answer )

Is it against the laws of privacy for a condo board member to disclose at member meeting someones payment history of condo fees also if they are current or not?

Generally, it would be appropriate to discuss past due condo fees and who owes them at a member meeting. However, you should review all the condominium documents to determine if that action is specifically discussed. All the board members and unit owners have an interest in the financial stabilit ( Full Answer )

Can your condo association put a lien on your condo if you haven't been able to pay your maintenance fees?

Short answer: yes. Longer answer: If you are unable to keep up with paying your assessments, it's always a good idea to relay this information to your association management company and work out a payment plan. Working out a payment plan demonstrates your good intentions to pay what you owe. Igno ( Full Answer )

When are Condo association fees attached to the property?

Condominium unit ownership and assessments are not separate; assessments are always associated with a condominium unit. LONGER ANSWER Assessments connected to individual condominium units are included in the purchase/sale agreement, based on the allocated interest of that unit in a 100% total o ( Full Answer )

Can a Florida condo association evict a tenant if he has broken condo guidelines?

Read your governing documents to determine the association's guidelines for tenant behaviour. It's possible that when a mis-behaving tenant cannot be controlled by the owner/ landlord, and the association has notified the owner/ landlord of violations, given the owner an opportunity to defend the ( Full Answer )

What time limit to file a lien for non payment of condo fees in Ontario?

Best practices dictate that you engage your association counsel to help you in this matter. There are different kinds of liens, and if you expect to collect past-due assessments, process and procedure can be 'everything'. Generally, there is no time limit, but allowing the non-payment situation t ( Full Answer )

Who is responsibile for paying delinquent condo association fees once the property is foreclosed?

Best practices dictate that the board and association manager review the local laws and work with the bank to collect unpaid assessments and maintain currency with assessments as they are due until the unit is sold. Your local association-savvy attorney may also have some ideas about collecting t ( Full Answer )

What are the average condo fees per square foot in Florida?

There is no standard, and thus no average. Assessments you pay as acondominium owner wherever you own the property, pay for theoperation of the community, according to your ownership share.There is no standard for a condominium, its assets, its size, itsage and so forth.

Can a condo association limit use of electricity in a garage?

Your answer depends on who pays the electric bill. Most governing documents and most state condominium laws specifythat 'unmetered utilities' be assessed (paid for) according to use. If you pay the bill in your attached garage, the association cannotlimit your use. If you park in a common area, ope ( Full Answer )

How far back can a condo association go back to collect fees?

There is no standard. Read your governing documents to determine how far that associationcan reach into history for unpaid assessments. Your state law may also limit the reach. At the time of sale, all past-due assessments can be collected --if the board has positioned its claim appropriately -- s ( Full Answer )