Foe emotional stress you may have a problem in small claims court because the burden of proof is up to you. Property damage you would have a better chance at having a real claim.
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
yes ,but homeowner has insurance that should cover that depending on insurance policy.what is covered
Yes, my neighbor has a Yorkshire Terrier named Kobe, after Kobe Bryant because he can jump high.
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
It's possible but you should contact your insurance agent and ask. Most homeowners insurance policies these days have default language that excludes liability for for animals.
If it is done as a business, yes they probably should. If it is just your neighbor kid or a family friend, your homeowner's insurance probably covers it.
yes
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
You don't, your insurance covers your home and your neighbors insurance covers their home. If you have a covered property loss, you contact your own insurance company, not your neighbors. Likewise if your neighbor suffers a loss, he contacts his own insurer, not yours. Should the two of you ever have cause to meet in a legal dispute, you both may get to meet the others insurance company through their legal defense teams. Just contact your own insurer, If they determine your neighbor is somehow financially liable for a loss they would know how to subrogate the claim.
Usually your policy will have a section covering your liability as a homeowner. This may cover the neighbour. Check your policy ask your insurer
For damages from storms or weather related issues, sometimes from accidents such as your neighbor's tree limb crashing onto it, although it some cases it might be the neighbor's responsibility. However, a roof is not covered by homeowner's insurance if it is a matter of replacement or repair due to damage from normal "wear and tear".
Your auto policy will cover it as a 'comprehensive' loss (if you have comprehensive coverage).