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Can I live in another state from my employer for health insurance?
Wiki User
∙ 16y ago
Yes. Depends on company rules and if it's HMO or PPO coverage.
Wiki User
∙ 16y ago
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What is a shadow welfare state?
employer-provided benefits like health insurance and pensions.
Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?
There are no state or federal laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
Can i get State subsidized health benefits if my employer doesn't provide health insurance?
It depends on your State and the rules they have regarding their subsidized health benefits. There may be income, residency and other restrictions.
Is there a significant other law in WI for health insurance coverage?
There is a domestic partner law for same-sex partnerships. There is no law for opposite-gender relationships, i.e. Common Law Marriage. However, state law does not apply to employer funded health care if the employer's plan is a) not written on WI paper (i.e. your company has a large office or corporate officer in another state and they bought the plan from that state) or b) self-funded (the employer pays the claims and uses the health insurance carrier for administrative services only).
What type of information might you expect an employer to keep confidential?
Employer confidentiality varies from state to state. Generally information given to an employer has no particular privacy attachment unless a specific law requires it. For example even if an employer offers health care the Health Insurance Portability and Accountability Act prohibits the employer from disclosing medical/health information about employees.
Is kaiser health insurance transferable from a state to another state?
I am retired and have kaiser insurance in california, will i have coverage in colorado
Where can small business health insurance plans be found?
There are a variety of online sites that post a wealth of information about health insurance for small businesses. The online companies eHealth Insurance and Aflac Group Insurance, for example, both provide this service.
Can you be denied health insurance if you get on a group health insurance plan?
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
Lower Cost Health Insurance Through Medicaid?
Sometimes, the cost of employer sponsored health insurance can be too much. For the unemployed and very low income, there may not even be any available health insurance. One solution to this problem is to look for the Medicaid programs in your state. Every state has a Medicaid program, although the names are all different, which is designed to cover those who do not have health insurance or who cannot afford it. For those who have no access to health insurance, Medicaid can provide nearly free coverage. For those who do have access through their employer but cannot afford it, Medicaid may be a very low cost option. Health insurance is critical to have in case of emergencies and there are many ways to get insurance if you do not currently have any.
Where are health insurance laws applicable when your employer is in one state but you reside in another?
Generally the prevailing law is the state that the plan originates in. Example: A client of mine covered his domestic partner under his health plan. The company was sold to a competitor out of state. The state where the new company resided did not recosnize domestic partners. Even though the state he lived and worked in did, his partner lost coverage.
Can employer pay an individuals premium?
There may be some state regulations that prohibit that. However, under Section 105 of the Revenue Code an employer can establish a Health Reimbursement Arrangement and do that. If you need help you can find health insurance agents that specialize in this stuff at www.NAABC.com.
How much does a health insurance cost?
The costs of health insurance can be influenced by type of insurance, state of residence, age of the applicant, benefits sought, and health status of the applicant. The Kaiser/Health Research and Educational Trust 2008 Employer Benefits Survey found that the average premium in 2008 for single plan was $4,704, and the average family premium was $12,680.
