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Can Social Security benefits be garnished for a credit card debt?

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2006-07-05 12:39:46
2006-07-05 12:39:46

NO! First of all a collection agency does not have legal power to attach or seize any property belonging to a debtor. Due process of law must be followed, meaning a lawsuit. If the creditor wins the suit (they always do) a judgment is entered against the debtor. The judgment creditor can then execute the writ against any non exempt property belonging to the debtor. All SS benefits are 100% exempt from creditor action of any sort. The collector/agency should be reported to the attorney general's office of the state in which the debtor resides, as they have violated the FDCPA by making false statements, using coercion and intimidation tactics and so forth. No. All Social Security Benefits are exempted by Federal Statutes from creditor action....by Macky (macky83@juno.com)

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