Can a 17 year old get a department store credit card?
Not without a co-signer. You must be 18 to contract and few, if any, credit card companies would be willing to take the risk.
If your 19-year-old at college is authorized to use your credit card but not responsible for paying it why would it appear on his credit report?
They don't go on sale. Not even when products are discontinued. There are skincare and makeup sets (pre-made) where you get a better deal for it than if you'd pay them separately. Department store cosmetic brands don't go on sale, the only way you could get a discount (at a department store) is when you sign up for a store card. They typically give 10% off.
The best, and about the only way to legally obtain a credit card, is to ask one of your parent's to add you to their account. But then don't use the card because your parents will keep it. After about a year, or so, and if you have held a steady job for about a year, then try applying for one on your own, if the automatic credit apps haven't started coming by then.
Most likely it will. The credit agencies may not know whether you cancelled your account, or if it was taken away from you by the credit card company. If you are concerned about your credit score, then having 2 to 3 credit cards will generally raise your score, as it demonstrates that each credit card company believes you to be capable of paying their credit card bills. Only use those credit cards enough times a…
Will closing a 16 year old credit card account with an excellent payment history and a 18500.00 credit limit in order to get a card with a much better interest rate affect your credit rating?
Closing a 16 year old seasoned credit card account with an excellent payment history will NEVER improve your credit. As a matter of fact, opening a new credit account will also temporarily reduce your score. If you need a lower rate, call your current credit card company and request it. It is a much better solution that can save you money on interest. The following link can show how to request a lower interest rate…
The first thing to know is that most credit card companies that offer 0 interest credit cards are trying to sell a product. It is important to know what the interest is for a credit card that says there is 0 interest for a year after that year is up. Most interests skyrocket after that first year when people have already built up their debt.
When you go into your iTunes store on your iPod, you go to the "New Releases" section and scroll to the bottom. You tap the box that says "Redeem" and when you get there, you tap the box the says "Code" which is below the box that says, "Enter your iTunes Gift Card, Gift Certificate or other iTunes Code:" or if you're paying with a credit card, you have to go to the box always…
Legally, an 18 year-old can get a loan, however, they don't generally have a long enough credit history to do so. Even with a full time job, the lack of credit history will deter financial institutions from offering credit. Some suggestions: * Apply for a loan with a co-signer (that has a good credit history) * Apply for a secured credit card that reports to credit agencies (one will deposit money in an account which…
How long do I need to wait to apply for a credit card maybe in a convinient store after you obtain your social security number?
Your SSN was issued to your person before you attained the age of Two!! Two year olds cannot get a credit card!! Having a SSN has no bearing on your credit worthiness - You will need a short history of making payments so someone before credit will be granted. A way to do this is to always pay your utility bills on time - this establishes a good record in your name.
You are a second credit card holder your cousin issued you credit card because you are new in the USA does this give you points or build your credit history the card with your name and your signature?
You have to have credit to have a score. If you have never had a credit account, you will need to take steps to establish credit. Good ways to start include secured credit cards, auto loans, department store cards (although I strongly recommend staying away from those). After six months, a credit score can be calculated based on your history of payment. Take care managing debt and credit. Even though derogatory information has a 7…
Wanamaker's department store was absorbed by 'Hecht's Department Store in 1995, which later became part of the Macy's group. Wanamaker's was the first department store in Philadelphia, Pennsylvania, and one of the first department stores in the United States. Today, Wanamaker's (or Macy's) still feature their magnificent six-manual organ, now considered as the largest working pipe organ in the world.
The benefit of having a balance transfer credit card is that they usually are issued with no fee and a very low to 0% interest rate for the first year. Someone would get this type of credit card to transfer other credit balances and thereby cutting down on the time it takes to pay off the high interest rate credit cards.