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No. For one, in an HMO the providers are "capitated" paid part of the premium EVERY month, whether you use their services or not.

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โˆ™ 2015-07-15 18:25:10
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Q: Can a PPO dentist be used in an HMO plan?
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Related Questions

Who is the best dental insurance PPO or HMO?

PPO and HMO, both are acceptable dental insurance. PPO dental insurance allows you to concern other dentist with some limitation coverage. HMO dental insurance provides expert dentist in their network to offer best treatment. You can choose any insurance plan which suits you the best.

What benefits come with an HMO plan?

Each HMO plan is different. Most are less flexible then PPO plans and have certain restrictions on them.

Are braces cheaper with a PPO or HMO dental plan?

PPO is always better you pay more for it but it pays off as soon as you use it

Can you have a hmo and a ppo plan at the same time more specifically kaiser hmo through my employer and aetna ppo through my spouse's?

Technically yes, each of you will have your own primary plan and all claims for each will go through that plan first, but as secondary, the other plan will cover in areas where the hmo does not with provisions, each plan is different that way, but usually it gives more options for health care where to hmo is restrictive, you just have a lot more hoops to jump through.


Even though the HMO is the health care plan that most people have because it is the one offered by their employer, many people either overlook or do not consider the HMO's big brother, the PPO. The PPO offers much more freedom to a policyholder than does an HMO, and aside from slightly higher premiums, the services of a PPO are much more straightforward and basically outstrip an HMO in all respects. Employees should consider a PPO as a gap policy, to cover anything that an HMO does not, and to cover their family if their employer policy does not. It is simply much easier to go to doctors that you wish to go to and see specialists at any time with a PPO.

How can one explain what HMO vs PPO is?

The major difference between HMO and PPO is the fact that HMO lets individuals choose doctors within a specific network, while PPO allows patients to choose their own health care provider.

You have an hmo insurance plan in Virginia your husband spends a lot of time in New York and is not covered by your hmo if you switch to a ppo will he be covered in N.Y. and if he is will it cost more?

Yes and Yes. An HMO provides coverage for in-network providers only and a PPO plan will cover both in and out-of-network providers. That is the main difference between the plans. However PPO rates are typically higher than HMO rates. Also if using an out-of-network provider, reimbursement is almost always based on a deductible/coinsurance arrangement with the plan typically paying either 70% or 80% of the bill after the deductible has been paid by you.

Is an epo medical plan a good plan vs ppo?

Based on my personal experience and extensive research, PPOs give you the most flexibility; the downside is a higher premium. I am in a PPO currently, after running into unacceptable out-of-pocket costs with an HMO.

What is the average medical deductible for group insurance plans?

That is tough to answer. It really depends upon if you are talking about and HMO, PPO, or HSA (HDHP) style of plan and where you are located. The most common deductible in the northwest, where I am, is 250-500 and the most common plan types are PPO and HMO. Movement over the past few years has been toward 500 and $1000 is starting to gain tracktion.

Will PPO insurance still be available after ObamaCare is implemented?

Yes. Both PPO and HMO (and other types of healthcare systems) are still fully legal. What has changed is the minimum level of coverage required for a plan, not HOW that coverage is delivered.

How do you know if insurance is hmo or ppo?

Ask Woka Flocka Flames!

Does oak hill hospital take humana insurance?

Yes, Oak Hill Hospital accepts Humana PPO, HMO, Medicare+Choice PPO and HMO, Humana Tricare and Humana Veteran's Healthcare Services.

Which is better-a ppo or an hmo healthcare plan?

The one that is better depends on your actual medical needs, and your desire for flexibility with the doctors that you see. In a HMO, you are restricted to a network of doctors, and typically there is no coverage if you go to an out of network doctor. In a PPO, you get more affordable coverage when you stay in network but you can go out of network if you have to. You still have coverage out of network in a PPO, but you pay more before the insurance pays. For these reasons, HMO's are less expensive than PPO's.

What are the advantages of POS health insurance compared to HMO and PPO?

the POS requires you to choose a PCP and he can refer to other providers outside the network. HMO designates the providers you must use. PPO provides a list of doctors in the network to choose from

What is pos health insurance?

POS health insurance is like a mix between a PPO plan and an HMO. A POS insurance plan has a network of providers which you must use, all centered around your chosen primary care physician.

Does an HMO or PPO give the patient more flexibilty?

PPO - generally has a larger list of MD's and allows you to see MD's outside of the network, but at a lower payment level.

Our practice is considering not filing secondary insurance claims. Are there consequences to the practice?

Yes, if you are contracted with the secondary payor, PPO contract, HMO contract, etc, you are bound by your contract to bill the plan

What are the differences between PPO health insurance and HMO?

PPO stands for Primary Provider Organization, which means you can see phycians "in or out of network". Out of network will always be more money out of pocket to the insured. HMO stands for Health Maintanance Organization. HMO's do not have "out of network" benefits. HMO's are much more restricting because you are limited to the physicians and facilities that may be used.

can you help me make comparisons of the different medicare plans?

You can choose to join a Medicare Advantage Plan (like an HMO or PPO), and the plan may include Medicare prescription drug coverage. In most cases, you must take the drug coverage that comes with the Medicare Advantage Plan.

What is an out of network dentist?

When you are in a Dental HMO or a Dental PPO, there is a network of approved dentists. The list is usually available on your company's website; many times searchable by zip code for the nearest to your location. In a Dental HMO you have to go to a dentist on the list for services to be covered. In a Dental PPO, you can go to a dentist that is not on the list. A dentist not on the list is "out-of-network." When you go to an "out-of-network" dentist the costs that you pay yourself will be higher for two reasons. The Dental PPO has arranged discounts with dentists on the list, i.e. in the network, so the percentage you pay is of a lower or discounted amount. The out-of-network dentist can charge their full fee. Second, the percentage covered is less. Typically for prevention--like an office visit and cleanings--the DPPO pays 100%, but they may only pay 80% of . For basic procedures like fillings--the DPPO pays 80%; but only 60% of the "out-of-network" dentist's fee. Evelyn F. Ireland, CAE; Executive Director National Association of Dental Plans

What specific type of PPO plan gives debit card with the money?

You are thinking of an MSA plan (Medical Savings Account) which is different than a PPO plan

What medical screenings are Medicare recipients eligible for?

medicare does not covere preventative. you need a HMO/PPO policy or a supplement

What happens if primary insurance is PPO and secondary insurance is HMO?

When a DPPO is primary coverage, the charges paid by the patient are based on the agreed DPPO discounted fees--not the DHMO schedule of charges. The dentist would bill the DPPO for the procedures performed. If the dentist is in the DHMO network, he or she would also get his or her regular capitation payment for that patient.

What is the meaning of referral?

Referrals normally have to do with an HMO plan. With an HMO, you have a primary care physician. If you need to go to a specialist, like a cardiologist for heart conditions or a dermatologist for skin conditions, the HMO insurance company wants your primary care physician to "Refer" you to that specialist. It's basically an adminstrative way of keeping track of the doctors visits that you go to. If you have a PPO, you don't need referrals to go to a specialist.

Can I live in another state from my employer for health insurance?

Yes. Depends on company rules and if it's HMO or PPO coverage.