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No, car rental companies do not have the legal right to check your credit without your explicit "written" consent. They can only charge to your credit card. They also have no right to do a background check.

That said, many car rental companies will provide you with a form for you to sign, giving them written consent to check your credit history, especially if you are not from the agency's local area.

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โˆ™ 2013-06-09 02:03:41
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Q: Can a car rental company legally check your credit?
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Can you get insurance for rental car and you don't own a car?

Loaded Question! 1st The rental company will force you to have Insurance or buy theirs. 2nd Check with your credit card company, mine covers rental car Collision and Comprehensive if the rental is paid with the credit card. You may be able to buy insurance through your home policy, But this depends on where you live and what insurance company.

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That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.

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Can loan company you have borrowed from check your credit repeatedly?

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