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No, almost definitely not. What they can do is take you to court and win a judgment against you. If that judgment isn't satisfied, they can obtain a court order to garnish your wages.

What they can't do is threaten you with jail or putting a lien on your home. Know your rights. Check out the Fair Debt Collection Practices Act online.

2011-09-12 14:40:28
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Related Questions

What is a cemetery deed?

A cemetery deed is a legal document. It is a deed for the plot or plots you purchased.


How do you replace a lost warranty deed?

If it was recorded in the land records you can obtain a copy at that office.If it was not recorded you need to obtain a newly executed confirmatory deed from the grantor.If it was recorded in the land records you can obtain a copy at that office.If it was not recorded you need to obtain a newly executed confirmatory deed from the grantor.If it was recorded in the land records you can obtain a copy at that office.If it was not recorded you need to obtain a newly executed confirmatory deed from the grantor.If it was recorded in the land records you can obtain a copy at that office.If it was not recorded you need to obtain a newly executed confirmatory deed from the grantor.


How do you get the deed to your home?

If you don't have the original you can obtain a copy for a nominal fee at the land records office where your deed was recorded when you purchased your property.


How do you get back a property purchased on someone's name?

Ownership of real property is transferred by a deed. The grantee on that deed is the new owner. If you want to own that same land you need to ask the owner to transfer it to you by a new deed listing you as the grantee. Property should never be purchased in someone else's name.


Can a collection agency put a lien against your home for late and unpaid unsecured debt in Pennsylvania and if so could that lien ultimately cause you to lose your home?

Unless the collection agency is an assignee for a firm who provided labor or materials for your real property, they cannot place a lien against your home. They can, however, obtain a judgment, which will act as a lien against your home. They cannot foreclose on your home unless the debt is secured to a mortgage or deed of trust.


What is the summary of the story of good deed by pearl s buck?

Please send me a summary of Pearl S. Buck's short story collection in Good Deed. Many thanks


Does a warranty deed for a short sale require spouses signature in house was purchased prior to marriage?

Yes


Do you have rights to house if married but name not on mortgage or deed?

The answer depends on the laws in your particular jurisdiction and when the property was purchased.


Is there a way to keep your home after a sheriffs auction?

Yes. You must pay off the debt in full and get a deed from the person who purchased the property at the sheriff's sale. That deed must be recorded immediately.


Can buyer claim tax credit through contract for deed?

Yes as long as the property was not purchased by a family member.


Can you file a claim against a title company if the deed was fraud?

If you purchased an owner's title insurance policy and now you find the deed that conveyed the property to you was fraudulent you should make a claim against the title insurance AND against the malpractice insurance of the attorney who represented you when you purchased the property. Someone didn't do their job.


How do you change your middle initial on quit claim deed of house you own?

If your middle initial was written incorrectly in your deed you should return to the attorney who represented you when you purchased your property and ask her to draft and record in the land records a scrivener's affidavit explaining the error and ask to have it referenced to your deed.


What is another name for a quit claim deed?

a deeda deeda deeda deed


Is a warranty deed the same as a conveyance deed?

Yes. A warranty deed is a deed of conveyance.Yes. A warranty deed is a deed of conveyance.Yes. A warranty deed is a deed of conveyance.Yes. A warranty deed is a deed of conveyance.


I looked the title deed to my house and I noticed the address is incorrect. How can I correct this mistake since I purchased the house seven years ago?

If the deed description of the property is correct then it's not a problem if only the address is recited incorrectly. The deed description is what identifies the property that is being conveyed. If the property address is the only description of the property then you have a problem. You would need to obtain a corrective deed.


Who is consulted if there are property line issues?

You need to consult with an attorney who specializes in real estate law. Perhaps you could speak with the attorney who represented you when you purchased your property. You may have some help forthcoming if you purchased an owner's title insurance policy at the time of your home purchase. You should bring a copy of your deed and the neighbor's deed with whom you have the dispute, if possible.


How can a disinheritance deed be revoked?

There is no such document as a disinheritance deed. A deed cannot be revoked. When the owner of property executes a deed and the deed is recorded, the property has a new owner.There is no such document as a disinheritance deed. A deed cannot be revoked. When the owner of property executes a deed and the deed is recorded, the property has a new owner.There is no such document as a disinheritance deed. A deed cannot be revoked. When the owner of property executes a deed and the deed is recorded, the property has a new owner.There is no such document as a disinheritance deed. A deed cannot be revoked. When the owner of property executes a deed and the deed is recorded, the property has a new owner.


What if divorced and your name is not on the title of the house?

Depends on where you live and when the house was purchased. If it was purchased after marriage some countries/states regard it as joint property; you get half even if you're not on the deed. If it was purchased by your ex-husband before the marriage, the chances are it belongs only to him. Check with your solicitor/lawyer.


Is property transferred by quit claim deed in Tennessee considered a gift?

Not necessarily. You need to examine the deed to see if there was any consideration mentioned. A quitclaim deed can be used as a gift deed but every quitclaim deed is not a gift deed.Not necessarily. You need to examine the deed to see if there was any consideration mentioned. A quitclaim deed can be used as a gift deed but every quitclaim deed is not a gift deed.Not necessarily. You need to examine the deed to see if there was any consideration mentioned. A quitclaim deed can be used as a gift deed but every quitclaim deed is not a gift deed.Not necessarily. You need to examine the deed to see if there was any consideration mentioned. A quitclaim deed can be used as a gift deed but every quitclaim deed is not a gift deed.


Can a collection agency place a lien on a home if the mortgage and the deed aren't titled to the person owing the debt?

No. Collection agencies (or any other agency/organization that lends money) cannot place liens on property that is not owned by the debtor. If they could, then what would stop them from placing liens on just anyone's property? In order for them to place a lien on a property, the person must be on title. Of course, there might always be some lawyer out there who might beg to differ and try to take it to court...but then again...if they're willing to take the debtor to court, they can just have a judgment placed against them by the courts.


Where do you find if there are deed restrictions for your property?

First, read your deed. There may be restrictions recited in the deed. However, deeds do not always mention all the restrictions and encumbrances that affect the property. You should also contact the attorney who represented you when you purchased the property and request a copy of the title report. It should list any encumbrances that affect your property.


Does a life estate deed automatically transfer to the person's heirs if they die before the life tenant?

A life tenant has the use of the property as long as that tenant lives even if the deed holder dies. Exactly how the deed works depends on state law. It may need to be registered with the tax accessors office or some other agency and a tax or fee paid.


How do you change the name on a deed of property that you inherited?

Check with a county agency like the Recorder's Office. They should be able to tell you exactly what needs to be done in your state.


How do you change the names on the deed of your house?

Changing names on deeds typically happens for one of several reasons including legal name changes, death, convenience or conveyance. If there is a mortgage, you will need permission from the lender. Any new deed with changed names changes ownership. The people currently named on the deed (grantor) will execute a new deed to the newly named people (grantee). The grantee(s) on the new deed are the new owners. Deeds should always be drafted by a professional. Errors made by non-professionals can be costly to correct it they can be corrected. As soon as a new deed is executed it should be recorded in the land records.


What happens if a piece of property you purchased by quit claim deed has a mortgage against it?

You must pay the mortgage or the lender will take possession of the property by foreclosure.