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โˆ™ 2005-03-18 16:09:19
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Q: Can a collection agency who says they are with a law office sue you if they purchased your debt three years ago from the original creditor in Arizona?
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Does a creditor have to have a court order for garnish a bank account?

Yes. A creditor can not just simply walk into a bank and demand your money. Only a court can have a creditor take money from your bank account. Actually, the court would probably order the bank to pay a certain amount to the creditor from your account rather than give the creditor the right to take money out of your account. A supreme court decision stopped that racket in Arizona.


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Writing off a debt is not forgiving it. All that means is that the debt is no longer active in their accounting system and written on their behalf into another. You can't dispute that which is still owed. Its like saying you don't have to send your mother a birthday card because she moved from Minneapolis to Phoenix...she must not have a birthday because you have never celebrated it in Arizona.


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Can collection agency garnish from your check a week in Arizona?

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