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Can a credit card company put a lien on a jointly owned property when only one person is named the debtor in North Carolina?
Wiki User
∙ 11y ago
Maybe, it depends upon how the property is titled. Generally when a judgment debtor is married and the spouse is not a part of the judgment order, then real property cannot be attached by the judgment writ.
Wiki User
∙ 11y ago
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Can a credit card company put a lien on jointly owned property when only one person is the named debtor in California?
yes. as long as the debtor holds interest in the property at the time.
Can a credit card company put a lien against your property in North Carolina?
Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.
In North Carolina can a law firm representing a credit card company freeze bank accounts?
Yes, they can file a motion prior to the lawsuit and request the court freeze all accounts belonging to the debtor in most cases, even accounts which are jointly held.
Are you liable for credit card debt if the credit card company has your Social Security number wrong?
If you held the account in name either solely or jointly and used the credit available you are still responsible for the debt, the error of the SSN is irrelevant.
If you marry someone who is in default on their credit card how will it affect your credit?
Debts or the defaulting of, does not carry over into a marriage. Therefore, the other spouse's credit rating will not be jeopardized. If real property is jointly purchased, the creditor may be able to get a judgment based on the debtor's share.
Can a credit card company put a lien on your house in North Carolina?
Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.
Can a credit card company garnish your wages in North Carolina?
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Can they take your house in North Carolina for not paying credit cards?
If your sued and your creditors receive a judgment they can put a lien on your property.
Can personal property be levied when a judgment is placed against you for credit card deliquency?
Answer: If your credit card company obtains a judgment against you they may take any property of value that they can find.
Will your husband be liable for your credit card debt in Texas if the credit card is only in the wife's name?
Both are equally responsible for debt accrued while married regardless of whose name is on the credit card. * Yes, Texas is a community property state, therefore all assets acquired during the marriage (with a few exceptions such as inheritances) are considered jointly owned. Likewise, all debts are considered jointly owed, regardless of which spouse is the account/loan holder. This applies to community property states only, all other states consider marital debts not jointly incurred as being the sole responsibility of the spouse who made the financial agreement.
Can a credit card company file a judgment lien against your house if there is no equity in the property?
Yes.
In the State of Florida is the husband responsible for credit card debt that belonged solely to his deceased wife?
No, Florida is not a community property state therefore debts not jointly incurred belong solely to the person who holds the account. In Florida married couples are generally presumed to hold jointly owned property as Tenancy By The Entirety (TBE) which makes such property exempt from creditor action when only one spouse is responsible for the debt.
