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Answered 2006-08-16 12:34:11

yes =Answer= No! If you can prove you are only bringing a certain amount of money in and are doing your best then if you pay that $10 it shows you are trying to pay off your debt. Of course the credit card company can take you to small debts court, but, if you are being honest and all you can afford is $10 there aren't too many courts that will rule in favor of the credit card company. You can't get blood out of a turnip! * Unfortunately, yes. In the US once the consumer has defaulted on any lending agreement, the lender does not have to accept any payment other than the full amount of the loan or account. The lender whether the original creditor or a collector can sue the debtor in the circuit court of the state where the debtor resides if the state statute of limitations does not apply. Once a creditor receives a judgment against the debtor, the judgment can be executed as wage garnishment or bank account levy or seizure and sale of non exempt property or liens against real property. In some rare cases the judgment creditor can request the court to order a forced sale of a primary residence when the debt is large, the homestead exemption does not protect the property and the state laws where the debtor resides allows such action.

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