If the lender/collector sues the borrower and wins a judgment the judgment can be executed as a wage garnishment. The maximum under federal law being 25% of the judgment debtor's disposable income, with the first 30 x minimum wage allowance (weekly based) being exempt from attachment.
A creditor must go through the proper court proceedings to garnish wages. If a credit card company goes to court, and gets a judgment against you, then wage garnishment can take place in the state of Louisiana.
Yes
no
Yes.
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
No.
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
No.
Yes, Texas allows garnishment of wages for credit card debit
Can credit card companies that take you to civil court garnish your wages or income tax return if you lose in the lawsuit
No.
Yes, after they sue and receive a judgment they can garnish wages up to 25% of the person's take home pay.
Credit Cards cannot be garnished. If there are credit card debts, the wages can be garnished regardless of the location of the cards.