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Unless the car qualified under the lemon law, YES. Type in "Lemon Law + "your state"in your browser.

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โˆ™ 2015-07-14 16:09:01
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Q: Can a creditor report a debt for a vehicle returned for mechanical problems?
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Related Questions

What are the laws about selling cars in Colorado?

Laws on private sale on a vehicle with mechanical problems


Can a creditor place a lien on a vehicle you once owned but sold?

If you transferred the vehicle to a friend or family member for less than fair market value in order to avoid a creditor the court can nullify the transfer and the creditor can place a valid lien on the vehicle.


How long does a creditor have until they repossess a vehicle?

A creditor can repossess a vehicle at any time after a default(late payment, lack of insurance, etc.) occurs on the contract.


Bankruptcy discharge and my creditor has refused to collect the vehicle due to its mechanical condition can I fix it and keep it with no further financial liability or them collecting it later on?

If they send you a lien satisfaction then it's yours.


Is it possible to place a lien on your own vehicle?

Absolutely not. You cannot be your own creditor.Absolutely not. You cannot be your own creditor.Absolutely not. You cannot be your own creditor.Absolutely not. You cannot be your own creditor.


Vehicle title not returned after vehicle was paid off?

yes


What mechanical problems are there on a used 1999 Lincoln navigator?

There are several problems that can arise on a used 1999 Lincoln Navigator. These problems include: air suspension issues and excessive rotor wear due to the weight of the vehicle.


In the state of Texas can a creditor put a lien against your home for a repossessed vehicle?

The answer is yes, if the creditor brings you to court on the matter.


Does collision auto insurance cover auto defects?

Collision coverage covers a loss due to a collision, i.e. damage to your vehicle caused when your vehicle hit an object, or an object hit your vehicle. Defects and mechanical problems are not covered.


How will you know what you still owe the creditor after a repossession?

The amount you will owe the creditor will be the amount of your auto loan (including repossession fees, interest, and collection charges) minus the amount the vehicle sold for at auction. The creditor will notify you of the amount due in writing after they auction off the vehicle.


Can creditors seize your only vehicle?

A creditor can seize any asset.


How do you get your vehicle back from a creditor after filing bankruptcy papers with the court?

All property in BK that is not exempted by state and/or Federal law has to be surrendered to the trustee. A vehicle is secured property and will be returned to the lender, or sold depending upon the circumstances. A car which is covered by exemptions, but is in default for payment, is usually returned to the lender. In some cases the lender will allow the debtor to reaffirm the loan and establish terms to catch up on missed payments .Property is not automatically returned to the person who filed BK.


In Utah when filing for bankruptcy can the creditor legally take your one and only vehicle?

The Utah vehicle exemption is $2,500.


What can you do about problems with an as-is used car you have had for two months?

Fix it yourself. You obviously bought it 'as is', so there is no warranty and no guarantees that the vehicle is free from mechanical failures.


With a cross collateralized debt when the vehicle was surrendered can the creditor demand payment for deficiency?

In the state of Texas, yes the creditor can follow for the deficiency balance.


How can your vehicle be returned back to you after this?

call somebody


Can a creditor repossess a car without a registered lien or validate title?

If the creditor is the loan holder of the vehicle a lien is already in place. The title will show the loan provider as the primary lien holder. That insures the vehicle as collateral and if default occurs the lien holder can repossess the vehicle without going to court. Except in the few states that require the creditor to obtain a replevin order before seizing the vehicle.


Can a creditor place a lien on a financed vehicle?

In most states it is possible for the action depending on the exemption status of the vehicle and how it is titled.


What if the finance company after 8 months never get their vehicle one day the driver gets pulled over by the police will they take the vehicle?

This depends on where you are.If you are in an area where it is illegal to hide the vehicle from the finance company you will get arrested, the vehicle will be impounded and the finance company notified.Added: If you have been concealing the vehicle from the creditor and at the same time not beein making payments, the creditor may well have filed a stolen vehicle report with the police.You have wrongfully deprived the creditor of their property (i.e.: THEY own it - not you). If the vehicle turns up in the police records as stolen they will not only confiscate the vehicle - you could be facing criminal charges as well.


Can the bank repossess a vehicle even if the payments are current?

Not IF you reaffirmed the loan with the creditor.


Can a creditor seize a vehicle that is owned free and clear for payment of a civil judgment?

Yes, if the debtor's state vehicle exemption does not protect the vehicle from seizure and sale.


Can a creditor's lawyer place a lien on a financed vehicle in the state of Texas?

When you signed the contract to finance the vehicle, the creditor put a lien on the vehicle. In the rare event that this was not done, it can be done later in some cases.Also, a creditor can place a lien on an already financedvehicle if there is more equity in the vehicle than the amount of the original loan. Generally, a creditor who obtains a judgment lien against you can arrange to place that lien against any property you own in order to satisfy the lien.


Is it still unlawful use of a vehicle if the owner knew the vehicle was going to be returned?

Of course. If it was taken without the owners permission how are they supposed to know who took it or if it was going to be returned to them?


When a creditor sue you can they get your own car?

It's possible that you may have to give up your vehicle as collateral, although the creditor would more likely have you wages garnished.


Where is the eld on a Honda 2001 civic?

http://www.civicforums.com/forums/36-mechanical-problems-vehicle-issues-fix-forum/332602-p1298-cel-advice-please.html