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If a collection agency does not have your social security number can they some how obtain it and link it to that debt and place it on your credit?
Wiki User
∙ 18y ago
Yes. It is irrelevant whether or not a SSN is included in a persons account info. One of the reasons a SSN is used, is for tax purposes. Many consumers are not aware that when a creditor settles with a debtor for a lesser amount than is owed. The difference can be considered income. And the debtor will have to pay taxes on it. It can come as a very nasty surprise in the form of a letter from the IRS.
Contrary to popular belief, social security numbers are not given all importance in matters of credit. They are not the highest criteria in the merge logic and there are standard credit bureau entries that don't have a social security number attached to them at all. Two examples of this are collection accounts that originated because of bad checks, (which may or may not have your ss# on them) and public records, like judgments, tax liens and bankruptcy. Your ss# is probably ON the papers, but are not recorded. It is the courthouse record that is picked up by vendors who sell them to the credit repositories.
Wiki User
∙ 8y ago
Wiki User
∙ 10y agoSometimes, yes. While many items on your credit report are tied to your social security number, some entities, such as courts and collection agencies can report information to the three major credit bureaus without having to know the customer's social security number.
Wiki User
∙ 18y agoIf the collection agency is acting as an agent for the original creditor they would have all the necessary information for reporting to the credit bureaus. If the account was sold to a third party (which doesn't happen that often now) the collector can obtain any missing info. needed from the OC including a SS#.
Wiki User
∙ 10y agoSometimes, yes. While many items on your credit report are tied to your social security number, some entities, such as courts and collection agencies can report information to the three major credit bureaus without having to know the customer's social security number.
Wiki User
∙ 17y agoYES! Generally speaking, your SS# isn't even needed to access your CBR. So long as they have enough info about you they can still access and add to your report.
Wiki User
∙ 17y agoYes, they can.
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Where can you find the phone number for a collection agency on your credit report?
Whenever I am helping a client with a collection agency, the first thing I do is try to contact the state agency that licenses collection agencies. I also try searching on Google and that usually works.
If collection agency had your address wrong can they report negatively on your credit report?
Yes, it goes by your social security number. In addition, that wrong address will probably show up on at least one of the reports.
What do collection agencies do with your SSN?
Nearly all personal and financial information is tied to your social security number (SSN). With your SSN, the collection agency can run in depth background checks, credit reports, and verify identity. It is also necessary to have an SSN sometimes for verifying employment.
How do you get rid of a collection agency and clear your credit for something that is past the statute of limitations?
One thing you can do it contact the credit reporting agency that is showing it andtell them you want to dispute it. They have a number of days, 90I think, to send you a form and follow up.
If you took a college course and only gave your name and address can the college still send it to an agency for collection?
AnswerYes, if you have an outstanding balance due and especially if you provided your social security number on your application. The collection agency will then identify any accounts that have additional pertinent information such as social security number (if not provided), phone numbers and alternate points of contact. The agency will then attempt to collect the outstanding balance. If they fail to collect the debt, the delinquent account will be listed to your credit bureau. When you apply for any future loan, revolving account or have any one check your bureau for credit worthiness (i.e. apartment, cell phone or utility company) your college course debt will be listed as an unpaid debt. The debt may have also accrued interest, late fees and the collection agency fees.
How can one contact the CBCS collection agency?
There are many ways one can contact the CBCS collection agency. One can contact the CBCS collection agency by calling them at the phone number 1-800-395-8289.
What is the routing number for Security Service Federal Credit Union?
The routing number for Security Service Federal Credit Union is: 314088637.
Who is number is 5712610020?
It's a collection agency that call themselves "RSA."
What is the phone number to PTG Collection Agency?
416-628-1934
Where is the Alliance One Collection Agency based?
The Alliance One Collection Agency main office is based in Gig Harbor, Washington. They are one of America's leading collection agency. You can reach them by simply visiting their website or calling their 1-800 number.
Can i get a driver's license with a secondary credit number?
Your credit score is linked to your social security number, not your driver's license. You may only have one social security number.
Can a non-american obtain a US issued credit card?
No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit. No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit.
