to add to my above question... i cosigned for my boyfriend and then we found out that his employer was closing down..so we took the vehicle back to the dalership and explained the situation... two days later we received a letter demanding either the van OR the money. we go to court in a few days and still have the letter and the proof that they had the van before the letter was even sent to us.
NOpe. cant have their cake and eat it too... they have the van so all they can do is sell the van, deduct the sales price from what you owed and sue you for the rest. BTW, when you get the summons to go to court, BE SURE you go and explain how broke you are to the judge. You wont get anymore chances to do so. Good Luck
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