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In very rare instances federally funded student loans can be forgiven if the borrower can provide substantiated and acceptable proof that they have sustained a physical or mental disability which has permanently rendered them from procuring enough income through any source that would allow the repayment of the loan(s).

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17y ago
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Q: Can a hardship defense be used for the discharge of a 22 year old student loan now that the borrower is on Social Security?
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