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There may be this sort of insurance through a home owners policy.

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โˆ™ 2008-04-18 07:45:05
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: Can a horse owner get liability insurance to protect from a horse getting out of the fence being hit by a car and an occupant being killed or injured?
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Related questions

Pet liability insurance?

Progressive Auto Insurance will cover your pet if it is injured in an accident with you.

What type of insurance do you need to operate and own a barber shop?

There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.

What is a public liability insurance and how is it used?

In a nutshell, public liability insurance is a special insurance a business or a commerce can buy to protect itself financially in case of a lawsuit brought against it by a patron injured at/on it's premises.

What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?

Liability and medical insurance.

What does general liability insurance cover?

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.

What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.

If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.

If you are injured in a auto accident where the other driver is at fault how does his liability insurance cover you?

Yes, every liability policy has bodily insurance coverage attached to it. Therefore, their insurance should pay any medical bills you may be charged for.

What coverage protects the person who was at fault in an accident against losses when someone is injured?

Liability insurance.

What is the minimum mandated car insurance for Texas residents?

If you live in Texas you must have at least liability insurance. The minimum liability limits are $30,000 for each injured individual and up to $60,000 per accident.

Is bodily injury liability car insurance less expensive than most car insurance?

Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.

Do I need special liability insurance for my Tae Kwan Do studio?

You might need special liability insurance for your Tae Kwon Do studio given that Tae Kwon Do is a fairly dangerous sport where your students could get injured.

What is contractor liability insurance?

Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.

If an employee is injured traveling home from work but not on the clock does workman's comp or liability insurance cover it?

yes i think they will

Does Menards have liability insurance for customers in their stores?

Any kind of store should have insurance for customers that become injured on their premisis. If they don't have insurance, I would let them know that you will be speaking with an attorney.

Will liability insurance cover if an employee is hurt on the job in Texas?

No. Your workers compensation coverage is what will cover a worker injured on the job. Your liability insurance is covers injury to your clients, customers, or other parties.

What type of liability insurance does a homeowner need?

Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.

If an employee is injured but not on the clock does workman's comp or liability insurance cover it?

Yes, but the State will start an investigation as to why the employee was not on the books.

where can I get car insurance liability in Pennsylvania?

Pennsylvania minimum liability requires $15,000 bodily injury liability (per injured person), $30,000 bodily injury liability (per accident), $5,000 property damage, and $5,000 PIP. Get quotes for best rates.

Is homeowner insurance when some one helps the owner make repairs and gets injured?

Depends, homeowners insurance does have a liability section in it, and you are liable for the person helping you gets hurt, then yes, but if you are not liable then your insurance will not respond, here in ONtario there is a section in the liability called Voluntary medical payment where you can provide monies to the injured person wheather you are liable or not. This is usually limited to an amount such as $500-$2000 and this coverage does not require you to pay a deductible but will affect your insurance premium wise.

What does employers public liability insurance cover?

Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.

If you hit a tree with only liability insurance can you collect insurance for pain and suffering if you were injured?

No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.

What is the uninsured motorist clause about in the US?

The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.

What type of liability insurance does a beautician need in Maryland?

A beautician would need premises liability to cover anyone who was injured on the property and other liability issues as well as professional liability insurance to cover the beautician against claims resulting from their profession. Professional liability can often times be added to the property and liability (businessowner's) policy for very little additional cost. As a matter of full disclosure, I own and operate a small Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for 3 years prior to that.

What does third party liability for pet insurance mean?

Third party liability for pet insurance refers to pet liability insurance, which is completely different than traditional pet health insurance. Pet liability insurance covers claims for dog bites and other injuries related to your pet attacking or hurting another person or animal. It will pay legal fees and medical bills. Pet health insurance on the other hand pays for medical bills if your dog or cat gets sick or injured. It's important to understand that these products are completely different and sold by different companies.