Yes an unpaid hospital bill will show on your credit report, however, if you are disputing the bill you can write to the credit reporting agencies(all 3) and have the dispute added to your file. This way if anyone pulls your credit report this cannot be taken into acccount for future credit.
You don't. Credit information, bureaus and contributing member/clients are tightly regulated by the federal Fair Credit Reporting Act. There must be a legitimate BUSINESS reason to report, or access, an individuals' credit report. If an individual owes you a debt, you do have the option of filing suit. If you are awarded a judgment, this public record will eventually find its' way onto the defendants credit report.
That is up to the discretion of the organization to which you owe the money.
Yes, more than likely it will be reentered on the CR. Many judgments are renewable and therefore can remain on a report an indefinite period of time.
It should not take too long. Less than a year. * Evictions are not entered onto credit reports unless they are perfected into judgments resulting from a civil suit.
Untill you ever pay the rent or he files a lawsuit and gets you kicked out. I don't know what that answer means. Eviction cases are public records, and the credit bureaus go through every case, and enter the names of the parties and the judgment amount. The landlord can report the arrearage to the credit bureaus, but if he doesn't, it will likely make it onto the tenant's report anyway.
You can drag them onto the report.
Most likely, it means that you have a chance to pay them before they report the collection on the bureaus. Credit grantors and collection agencies have to pay to place entries onto your credit bureau files and update them. It makes sense that a company would give you a chance to pay the debt prior to incurring additional expenses.
Trust me I have been there done that! I searched online through google to find phone numbers and addresses, contacted the company, then they gave me the number to the debt collector whom i called and made a payment plan with and paid off my debt. Then to remove it from your credit is very simple you log onto experian.com or equifax.com and you can request a free credit report! You get one free credit report a year!
Cannot be added to the report.
Yes, it goes onto your credit report that you cosigned a loan because you could become responsible for the loan if she defaults. So, that amount of money does show up on your credit and could affect your credit worthiness .
Immediately after, before it goes onto your credit report. There are some banks that don't do a background check - they are usually in Walmarts.
Individuals cannot "put" something on someone else's credit report. Judgments are part of the public record, and as such, are the subject of routine searches by individuals who re-sell this type of information to Credit Reporting Agencies. So, if you were the prevailing party in a judgment, you can be relatively certain the judgment will find it's way onto the defendants credit. In most states, a judgment must be recorded twice to ensure that it attachs to any real property owned by the defendant.