Can a lender hold your personal items once a car has been repossessed?

Hold your PP?? NO, NO and NO. The MO??? Good question, I've not encountered it before. Call a local attorney for better advice.ASAP

The MO??? It was NOT in the car when you bought it sooo there is NO security interest in it. Doesnt matter whose name is written on it. You could have written the lenders name in your BIBLE and it wouldn't be theirs.