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YES, IF you were in default and they repoed it. NO ins. coverage IS default. Do you HAVE the car NOW?

2015-07-14 16:09:22
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Will your credit rating be affected by your partner filing bankruptcy?

If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.

What filing status gets more credit on federal taxes on 100000 in Texas?

that is the question what filing status get more federal tax credit

Is there a standard credit score after filing bankruptcy and if so then what is it?

No, a credit score is compiled from a consumer's complete credit history.

Is it against the law in Oklahoma to hide a vehicle from the repo man?

It's not illegal, but it won't stop the lienholder from filing in civil court if they're unable to recover their property.

What are the perks for doing credit card offers?

A person benefit from filing out credit offers in many different ways. Some of the ways that a person can benefit from filing out credit card offers is free travel rewards and cash back.

What can be done to build credit history after filing bankruptcy?

After filing bankruptcy, it is extremely important to be very careful to pay bills in full and on time. Missed payments or carrying credit card balances can negatively impact credit scores.

Does filing bankruptcy raise your credit score?

In some cases, it actually does. This really depends on a lot of factors and variables, but I have seen credit scores increase 100+ points after filing a bankruptcy.

Can I get the Earned Income tax credit if I file Married Filing Separately?

The Earned Income Credit can't be claimed if you file Married Filing Separately.It can be claimed by all other filing status (Single, Married Filing Jointly, Head of Household, Qualifying Widow/er).For more information, go to for Topic 601 (Earned Income Credit). Also go to for Publication 596 (Earned Income Credit).

Will filing a bankruptcy remove a judgment on credit report?

No, a BK does NOT remove negative items in credit reports.

Can you charge on a credit card that is in your bankruptcy AFTER actually filing bankruptcy?

"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."

How long have to apply for a credic card after bankrupt?

You can apply for a credit card immediately after filing for bankruptcy. You are more likely to receive a secured credit card after filing however. If you can wait 6-12 months after filing, you will have a better chance of receiving a positive response.

Can bankruptcy be taken off your credit report if the bankruptcy was dismissed through the courts?

Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged.

Do you have to take a credit counseling course prior to filing bankruptcy?


How can one get a car loan after filing bankruptcy?

To receive a car loan after filing for bankruptcy you will probably have to rebuild your credit before applying. You can also find a co-signer with amazing credit to counteract yours.

What is the score that filing chapter 7 bankruptcy drops your credit to?

There is not a specific score that your credit drops to after a bankruptcy. Your credit doesn't only depend on that one thing, but the rest of your credit history as well, and sometimes it will go up on certain credit reports since now you will compared to other people with bankruptcies on their record, instead of other people without. See the related links for more information.

Can you legally repossess your car with a lien on the title?

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.

Can you get debt relief after filing bankruptcy?

Bankruptcy IS debt relief. After filing bankrupt, you HAVE no more debts. No credit, either, but that's the way it works.

After filing bankruptcy can he marry me with out hurting my credit score?

Yeah YEah YEah

When is it best to request a credit report after filing bankruptcy?

tell the police,999

What bankruptcy information should you know before you consider filing for bankruptcy?

Bankruptcy is the filing of a petition that claims your assets, and your inability to pay for them. Bankruptcy severely effects your credit, and is present on your credit for 7 years. During this time getting credit cards or loans can be very difficult.

If you just divorced and already have foreclosures and repossessions on your credit report will filing bankruptcy help your credit score?

No, filing bankruptcy will never help improve your credit score, it stays on your report 10 years whereas a repo or foreclosure normally remain 7 years. So bankruptcy would only make your credit worse.

If your credit score is 565 after filing a chapter 7 bankruptcy that is not discharged will it lower more when the discharge becomes official?

Most likely, yes. One of the biggest effects that filing for bankruptcy has is on your credit. Bankruptcy will stay with your credit for roughly 10 years and because of that your score will decrease, at least initially.

How many Macs sold in 2008?

According to Apple's SEC filing for 2008 worldwide sales of Macs in 2008 totaled 9,582,000 units of which just over 60% were laptops.

What is the difference between filing Head of Household and filing married filing separately?

Married Filing Separately is somewhat penalized as you get the single Standard Deduction and you are disqualified from getting any most tax credits like Earned Income Credit and the Child Tax Credit. However, if you are married on December 31st of the tax year, you are required to file either Married Filing Joint or Married Filing Separately. The only exception to this is if you are legally separated by a Court Judge and have been for the last half of the tax year or more.

Who will give you a department store credit card after filing bankruptcy a year ago?