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No. I went through this very same situation. I kept my maiden name and after marrying we wanted to buy a house. In every application they required both names on all the papers. Most cases when I asked why they would say it was to protect the rights of both spouses. I think its more to protect there investment. Which I learned later was actually a good thing. In major investments its always wise to have both parties on all forms The only reason I can imagine one not wanting both names is if one name will hurt there chances of approval. Best advice I can tell you is contact your lawyer and ask them the what the law requires in your state. YES! We just got a home loan in my husbands name only. His credit score was better than mine and our lender said it would be better to only have him on the loan. Eventually we are going to have my name added to the title to the house and that will require an attorney. Good luck to you!

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โˆ™ 2005-10-01 21:18:16
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Q: Can a married couple get a mortgage in only one of their names?
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Unmarried couple both names on deeds only one pays the mortgage?

Unmarrie couple both name on deeds the mortgage is on his name


If you are married must a mortgage use both partners' credit or can it be in only one person's name?

My wife and l bought a condo and it is in both our names but the loan is only in my name We just bought a house but the mortgage loan is only on my name. The title and deed is is both our names.


Whose credit score is used on a joint mortgage?

Both persons if it is applicable. In some cases a married couple will hold a joint mortgage but only the wage earner will have a credit score on record.


Can the Mortgage be in your name and deed be in both your names - not married?

A lender would require that all the owners of the property execute the mortgage. If only one person signs the mortgage and it is later foreclosed, the lender would only get that person't interest. Lender would want ALL the interest conveyed in the mortgage deed.


If a deed is in three names and two of the names belong to a married couple how can they take their names off the deed and put the deed in the third person's name only?

The two people can sign a quit claim deed and record it, effectively putting the deed in the third person's name only. HOWEVER, if there is still a mortgage on the property then the lender has to agree to this. If the couple co-signed for the home, this may not work until the third person can afford to refinance alone.


Can I refinance a mortgage that is currently only in my wife's name and have the new mortgage be only in my name if the house is in both of our names?

The lender should require that all the owners of the property sign the mortgage. Otherwise, if there is a default the bank can only foreclose on the interest of the party who signed the mortgage.


If you are married and refinance a primary residence in Florida does your wife have to go on the mortgage?

Yes. Your wife will have to sign the Mortgage. She will be on the Deed, the Title and the Mortgage. You however, if you are the only one that is borrowering the funds, will be the only on the Promissary Note.


How do you address the envelope of a couple when they aren't married?

You can address it to only one, or address it to both using both names. Either way is acceptable.


Who is responsible for deceased fiances debt when owing a house together?

Since the couple were not married the surviving person is only responsible for joint debts only. The status of the home ownership depends upon how the property is titled and the terms of the mortgage agreement.


How can you transfer your mortgage to your mother who has less than perfect credit if both of your names are already on the deed?

You can't transfer the mortgage, but you can remortgage in her name only.


Are there any negatives to a married couple having only one person in the marriage on a home loan?

Yes there are... if the person that is on the mortgage dies in a car wreck or something then the spouse will have a difficult time claiming the house unless the house was put in a will to the other who isn't on the mortgage. The house could go in default of payment and the spouse not on the mortgage wouldn't necessarily know about it.


Are Kate Middleton and Prince William the only couple to be married in Westminster?

No. Many couples get married there.


What if your husband has the mortgage in his name only and we have the deed in both of our names if he dies would the mortgage company get the house or would the wife?

If the property was in both your names when your husband signed a mortgage then the bank acquired only his interest, not yours. If he died the bank could foreclose on his half interest only if the mortgage isn't paid. However, if the property was in your husband's name alone when he mortgaged the property and was later transferred to both your names, the bank could foreclose and take possession of the property if the mortgage isn't paid. Neither case would be affected by your husband's death. If he dies the property is still subject to the mortgage in either case.


If a married couple is divorcing and they are on each others deeds to each others houses and one has a lien on his house how do get them off each others deeds?

You would have to deed your interest in your spouses house back to her. If the lien is in both names you would either have to refinance in the new owners name only or see if the bank will allow a qualified assumption of the existing mortgage.


Was Hitler only married once?

Yes, and only for a couple of hours before he killed himself.


What relief can the mortgagee receive if 2 names on the deed but only one signed the mortgage and the person not on the mortgage moved out and left the expense to the one whose name is on the mortgage?

Regardless of whose name is on the mortgage the property legally belongs to the person or persons named on the deed. The mortgage is only a financial obligation, the deed is a legal ownership document. Of course, if the mortgage is not paid the mortgagor can file a foreclosure action against the property.


Are they still a married couple If a same-sex couple is married and moves to Texas from Massachusetts?

Unfortunately, no. Same sex couples that are married only have a marriage recognised in states that permit marriages of same sex couples.


Who was the only married couple to fly together in space?

The only married couple to fly together in space were Mark Lee and Jan Davis. They flew aboard the space shuttle Endeavor from September 12th to 20th, 1992.


What is the name of the 2 women that Julius Caesar married?

Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.Julius Caesar actually married three women, not only two. Their names were Cornelia, Pomponia and Calpurnia.


How long were Eva and Hitler married for?

Only for one day, a couple of hours.


Is it rude to invite only one member of a married couple to a function?

the answer is yes


Can you get divorce in ga without husband?

no because divorce is only for the couple married


Can a US citizen and illegal alien married couple get a mortgage if the US citizen has great credit and they both have steady jobs?

Only if the US citizen can qualify for a mortgage on his own (using just his credit and income. Illegal aliens can't legally qualify for mortgages. I would suggest the illegal gain legal status.


Where can one find a mortgage calculator for interest only?

An online website called Bankrate provides a mortgage calculator for interest only. 'Good Mortgage' and 'Mortgage Calculator' also are good places to find a mortgage calculator for interest only.


What types of home loans are there?

There are a couple of types of home loans available. Some of those types include FHA loans, Fixed-Rate Mortgage loans, VA loans, and Interest-Only Mortgage loans.