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Can a mechanic repossess a car if the person whose name it is in did not ask for the repairs?

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2011-09-12 14:52:52
2011-09-12 14:52:52

Dont know aht state you're in so i don't know if it has the usual laws. In MOST states, the mechanics lien is on THE CAR, not the owner. Of course, the owner will have to pay the bill if they want the car. Soooo....

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Typically, yes. Unless you have it in writing that they will change your payment date, or accept a later payment, they can repossess your car for being only a day late on your payment. However, most companies will not repossess this early as it usually ends with them losing money. They make more money by you paying your monthly payments plus interest. In the long run, if they repossess they have to sell the car at wholesale or auction and typically the person whose car was repossessed does not pay the balance due. This whole process takes a lot of time and money. Usually your finance company will avoid repossession until it is a last resort. Buy here pay here places aren't so nice however. In the end, legally speaking, the answer is yes.

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