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Can a overdrafted checking account be discharged under chapter 7?
Wiki User
∙ 16y ago
It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.
Wiki User
∙ 16y ago
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If you included your Bank of America checking account in a 2003 discharged chapter 7 is it legal for them to place a black ball on you so you cannot open a new checking account?
It's legal for the person to be placed in the Chex System for the required five years.
Can you keep your checking account when you file for bankruptcy?
Can u keep your checking account after filing chapter 13?
Is it legal for a creditor to charge late fees on an account AFTER it has been discharged in chapter 7?
Provided the account was indeed discharged and the late fees were generated after the discharge, the answer is no.
Can you open a savings account while in chapter 13?
yes you can open a savings and a checking both
If several payday loans have caused a negative balance in your checking account can this be included on a chapter seven?
That happened to me and I included it in my chapter 7 but it made it difficult to open a new account. Open your new account now before you are reported to chexsystems.
If your checking account is a joint account with your spouse and it has a negative balance and you file chapter seven what happens to your spouse?
She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."
When do you get discharged from a chapter 7?
about 4-5 months after filing chapter 7.
Can a creditor come after you 8 years later after a chapter 13 has been discharged?
If the debt was discharged in the BK, no.
Your personal bankruptcy was filed in 2000 can your name be added to a CD account?
If your bankruptcy was "discharged" in 2000, then yes. Discharged means it is done! If you are still in a chapter 13 bankruptcy, still paying the trustee--then no. If the trustee finds out about the CD, it will cause lot of problems.
What does it mean for a bankruptcy to be discharged?
You may be referring to the discharge of debts in bankruptcy. Not all debts can be discharged. Most discharged debts are partially discharged in Chapter 11 and Chapter 13 actions. Debts or the portions thereof that are discharged no longer exist at law and creditors no longer can attempt collection. It is a "fresh start". You attorney can advise you as to which debts are likely to be discharged, which ones reorganized, and which debts will likely not be discharged.
If you filed chapter 13 bankruptcy and it was discharged can you file chapter 7 bankruptcy now?
Yes.
Can I file chapter 7 on a joint account without the other persons signature?
yes. A joint account simply allows the creditor to collect from either party. If you file a chapter 7 without the other other person, your liability on the debt will be discharged. Your discharge has no effect on the other person's liability for the debt.
