Your chances are pretty slim. With that being said, my suggestion to you is to open a bank account and start building a long term relationship. Once you build up $1,000.00 in your savings account parlay that into a secured loan. Make your payments for 6 months and then pay it off in full. Now you have a positive credit history. It is an old fashion way of building your credit but it works!
You can get a credit card starting out with a small limit. If that still doesn't work look at getting a pre paid credit card to build credit. Bill payments on utilities are a great way to build credit.
A good credit history
A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.
No, spendings of debit cards aren't reported to credit reporting agencies. However it's possible to have a secured credit card(backed by a savings account) and build credit with that.
If you think you can get the Gesa Credit Union card, then you may go for it or get one from a larger bank if possible. To build your credit, make sure you are prompt on your payments. As you use credit card, and pay it back, your credit history will build.
You can apply for small store based cards such as kohls, maurices, American eagle... They build your credit and are relatively easy to get with limited credit history.
When one is looking for a credit card, and that person has no prior credit history, the most important things to look for are low interest and high insurance.
To build a credit history from having none is a difficult prospect but any website that offers you a pay in 90 days or similar offer establishes a credit history. Alternatively the bank you have your savings account at might offer you a lower maximum borrow limit credit card which you can then use to establish a credit history.
Building a credit history requires taking out credit to get a history going. Open a no-annual-fee credit card and make sure to charge to it every month. Also, make sure to pay it off in full each month to build a positive credit history.
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
To build credit history quickly, take out a new credit card and pay off the balance each month. Also, make sure you do not have any balances on major credit cards or store credit cards.
Some of the best ways to build your credit history is to get a landline phone and make all your payments on time. Another way would be to get a credit card with a very low limit and pay it off every month.
Obtain a credit card and use it. Store credit cards are available to use as well-- they're specific to that store, of course, but it can be used to build a credit history with purchases and such. Any major payments made will count towards that credit history.
A debit card is a card that takes money straight out of the bank, however, a credit card lets you borrow money, but you must pay interest. So, a debit card does not build credit.
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
A secured credit card is way to build credit. Most places offer this even with no credit history. American Express secured credit cards are difficult to get due to the limited about of time they are offered for.
A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.
Probably not because the credit would still be in your name. The guardian would only be able to use the card, but wouldn't be responsible for the charges. The only way to build credit is if the CREDIT, ie the responsibility is in their name.AnswerIf you are referring to being an authorized user of an account, it would not help you to establish a personal credit history. If you mean becoming a joint account holder with the other person then you would be able to establish your own credit history. Keep in mind, as a joint account holder you could be responsible for the entire debt if the other person does not pay their share,(and vice-versa).
Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.
Online Credit can be obtained in a variety of ways. A store credit card can be opened and used to build online credit. When a retailer extends a customer a line of credit a history is recorded.
i don't think you can
You can qualify for a home depot credit card it really depends on your credit card and your credit history which they will run before they give you the card
Yes home depot does have a credit card for its company but it does depend on your credit score and your credit history on if you can get the credit card
no, it does not.Depends - there are pay as you go visa or the so called prepaid debit cards, which have features that allow you to build credit over period. For example - with AccountNow Prepaid Visa or master card: http://www.accountnow.comyou could be eligible to build credit history if you sign up for Direct deposit and bill pay with your debit card, as all your bill payments get reported to the major credit bureaus.